In 2026, insurance continues to rank among the largest recurring household expenses in Castle Rock. Many local families spend between $6,500 and $11,000 per year across homeowners insurance, auto coverage for one or two vehicles and often a personal umbrella policy. On a comparable coverage basis, total insurance costs in
Personal umbrella insurance is becoming more relevant for many Colorado households as everyday liability risks continue to rise. Higher home values, more outdoor activity, busier roads and increasing medical and legal costs mean a single accident or lawsuit can exceed standard insurance limits faster than many people expect. For homeowners
As we move into 2026 Colorado’s homeowners insurance market continues to reflect long term pressure rather than a short-lived correction. Homeowners across the state are now paying some of the highest premiums in the country with average annual costs pushing past $4,100 which represents roughly a 130% increase over the
As we move into 2026 landlord liability insurance in Colorado has become a more important part of owning and managing rental property. This coverage may also be referred to as landlord insurance liability rental property liability insurance or lessors risk liability depending on how a carrier structures the policy. Rising
Homeowners insurance in Colorado is expensive in 2026. The reasons are now clear and long term. This is not a short spike tied to inflation or one bad storm season. What homeowners are experiencing is the result of steady change over many years. Over the past decade Colorado has seen
At Castle Rock Insurance, we enjoy highlighting local businesses that bring new energy and creativity to Colorado communities. Castle Rock Insurance and its partners are proud to serve Casa Juani in Boulder as they prepare to open this exciting new restaurant. Casa Juani is a Spanish restaurant created by chefs
As we move into 2026, homeowners insurance in Colorado looks very different than it did just a few years ago. Rising costs are now part of the new normal and insurance pricing across the state reflects long-term changes rather than temporary market swings. Homeowners should expect insurance to remain an
Ever had a door-to-door salesperson knock on your door and try to sell you a new roof? Most people instinctively grip the doorknob nod politely and hope the conversation ends quickly. No offense to roofers. But when it comes to homeowners insurance that knock might actually be worth a little
The HO-3 Special Form is the most common homeowners insurance policy in Colorado and for good reason. It offers broader protection than older policy types and is better suited for the weather risks Colorado homeowners face every year. If you own a home here, the HO-3 is typically what lenders
Castle Rock Insurance wishes everyone a warm and Happy Thanksgiving with their loved ones. We’re grateful for the support of our local Colorado community and hope your holiday is filled with good food, good company, and plenty of time to relax. Enjoy the day with the people who matter most.
