Fort Collins, Colorado, is a vibrant and welcoming city located at the foothills of the Rocky Mountains. Known for its thriving arts scene, historic downtown, and proximity to Colorado State University, Fort Collins offers a perfect blend of small-town charm and modern conveniences. From the scenic neighborhoods of Old Town and the university area to the family-friendly communities of Fossil Creek and Harmony Crossing, Fort Collins is a city that appeals to a wide range of lifestyles.
Castle Rock Insurance is a trusted provider in Fort Collins, offering personalized insurance solutions tailored to the needs of its residents. Partnering with well-known carriers like Nationwide, Liberty Mutual, Safeco, and Travelers, Castle Rock Insurance offers customized coverage options for homes, renters, and vehicles. Whether youโre insuring your home in Ridgewood Hills, securing renters insurance in the bustling Old Town, or getting auto coverage across Fort Collins’ zip codesโ80521, 80524, 80525, 80526, and 80528โCastle Rock Insurance connects residents with reliable and affordable coverage options.
How Much Does Insurance Cost in Fort Collins?
In Fort Collins, Colorado, the cost of insurance varies depending on coverage levels, personal details, and the insurance provider. Here are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Fort Collins is about $1,400 to $2,100 per year, with rates depending on factors like the driverโs age, vehicle type, and driving history.
2. Home Insurance
Homeowners in Fort Collins typically pay $1,300 to $1,900 per year for home insurance, with costs varying based on the home’s size, location, and age.
3. Renters Insurance
Renters insurance in Fort Collins generally costs around $150 to $250 per year, depending on the level of personal property coverage and additional endorsements like liability protection.
4. Condominium Insurance
Condo insurance in Fort Collins averages $300 to $500 per year, with rates depending on the condoโs size and the coverage needed for personal belongings and liability.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Fort Collins can range from $3,200 to $5,200 per year, influenced by factors like the homeโs location, security features, and customized coverage needs.
For personalized advice on insurance costs, itโs recommended to reach out to a local Colorado-based insurance broker like Castle Rock Insurance for quotes tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Fort Collins
Castle Rock Insurance is an excellent choice for Fort Collins residents seeking personal and residential insurance coverage. As a local, independent broker, they partner with over 20 personal and residential carriers to provide a wide range of coverage options. Castle Rock Insurance offers various discounts, including savings for bundling policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, ensuring that every Fort Collins resident receives tailored and cost-effective insurance solutions.