Castle Rock Insurance proudly serves the residents of Frisco, Colorado, a picturesque mountain town in the heart of Summit County with a population of around 3,000. Known for its stunning natural beauty, welcoming community, and proximity to world-class ski resorts, Frisco is a vibrant destination for families, outdoor enthusiasts, and retirees. The town features charming neighborhoods like Bills Ranch, Frisco Terrace, and Mountain Pines, all within the key zip code 80443. Frisco offers a variety of housing options, from cozy mountain cabins to modern townhouses, creating a comfortable environment for those seeking an active mountain lifestyle.
Conveniently located along Interstate 70 and U.S. Highway 9, Frisco serves as a gateway to nearby resort towns, including Breckenridge, Keystone, and Copper Mountain. Surrounded by the majestic Rocky Mountains and bordering Dillon Reservoir, Frisco offers countless opportunities for outdoor activities such as skiing, hiking, boating, and mountain biking. The town’s historic Main Street is lined with local shops, restaurants, and hosts community events, creating a lively atmosphere that reflects Frisco’s welcoming spirit and love for the outdoors.
As an independent insurance broker, Castle Rock Insurance provides Frisco residents with personalized insurance solutions tailored to their specific needs. Partnering with top carriers like Safeco, Liberty Mutual, Progressive, Nationwide, Bristol West, Berkshire Hathaway GUARD, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, AIG Private Client, Chubb, and Dairyland, Castle Rock Insurance offers a variety of options, including homeowners, renters, auto, farm & ranch, fire zone, equine, and flood insurance. This flexibility ensures that Frisco residents receive the best coverage at competitive rates, with a commitment to providing peace of mind in this scenic mountain community.
How Much Does Insurance Cost in Frisco?
In Frisco, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
- Auto Insurance: The average cost for full coverage auto insurance in Frisco is about $1,500 to $2,200 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
- Home Insurance: Homeowners in Frisco typically pay between $1,500 and $2,400 per year, with rates depending on the home’s value, location, and the coverage selected.
- Renters Insurance: Renters insurance in Frisco generally costs around $140 to $250 per year, depending on the amount of personal property coverage and any additional liability protection needed.
- Condominium Insurance: Condo insurance in Frisco averages $300 to $550 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
- High-Value Home Insurance: For homes valued at $1 million or more, high-value home insurance premiums in Frisco range from $3,500 to $6,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
- Farm & Ranch Insurance: Farm and ranch insurance in Frisco typically ranges from $1,500 to $4,000 annually, covering properties, equipment, and liability. Specialty crop farms, such as those growing high-value produce, may see costs from $4,000 to $8,000 annually.
- Fire Zone Insurance: For homes in high wildfire-risk areas, fire zone insurance may add $300 to $1,000 annually.
- Equine Insurance: Equine insurance is available for horse owners, covering medical care, liability, and mortality, typically ranging from $500 to $3,000 per year.
- Flood Insurance: Flood insurance costs in Colorado average $700 to $1,000+ per year, depending on factors like location, property value, and flood risk.
If you’re seeking personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to obtain coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Frisco
Castle Rock Insurance is a reliable choice for Frisco residents seeking personal and residential insurance coverage. As a local, independent broker, we partner with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, we ensure that Frisco residents receive customized, affordable insurance solutions to meet their unique needs.
