Welcome to the definitive resource for Masonry Contractor Liability Insurance in Colorado. Whether you’re laying bricks in Denver or sculpting stone in Colorado Springs, your masonry business is vital to the architectural beauty and structural integrity of Colorado’s landscapes. But with every project comes risk—from accidental property damage to on-site injuries. That’s where we come in.
At our core, we understand the unique challenges faced by masonry contractors in Colorado. Our tailored Masonry Contractor Liability Insurance offers comprehensive protection that covers not just the basics but also the intricacies specific to masonry work. From general liability to protect against third-party claims to worker’s compensation for your invaluable team, we’ve got you covered.
Colorado’s dynamic weather and diverse project demands mean every job site brings new risks. Our insurance solutions are designed to provide peace of mind, allowing you to focus on what you do best: crafting durable and aesthetic masonry works that stand the test of time.
We invite you to explore how partnering with us can safeguard your business, assets, and employees. With our expertise in the Colorado market, we’re here to support your masonry projects with robust insurance coverage tailored just for you. Reach out today to secure your business’s future.
How Much Does Liability Insurance Cost for a Colorado Masonry Contractor?
The cost of liability insurance for a masonry contractor in Colorado can vary widely based on several factors, including the size of your business, the number of employees, and the specific services you offer. Here’s a summary of the average costs you might expect:
- General Liability Insurance: This is fundamental for masonry contractors, covering third-party bodily injuries, property damage, and more. The average cost for this insurance is around $58 per month or $696 annually for a $1 million general liability insurance policy. Specific rates can vary depending on your business’s location, size, number of employees, and other factors​.
- Business Owner’s Policy (BOP): A BOP typically bundles general liability insurance with commercial property insurance, potentially offering a cost-saving option for business owners. Masons might pay an average of $269 per month for a BOP​.
- Workers’ Compensation Insurance: Essential for covering work-related injuries and illnesses, the average cost for masonry contractors is about $254 per month​.
- Commercial Auto Insurance: If you use vehicles for business, this insurance covers damages from accidents. Masonry contractors can expect to pay around $173 per month on average for commercial auto insurance​.
- Professional Liability Insurance: Also known as errors and omissions insurance, this coverage protects against claims of professional negligence and can cost masonry contractors an average of $74 per month.
The Castle Rock Insurance Advantage
Castle Rock Insurance is a practical choice for masonry contractors due to its status as an insurance broker with connections to over 50 commercial carriers. This extensive network means Castle Rock can offer a variety of policy options, ensuring contractors can find coverage that fits their specific needs efficiently and at competitive prices. Their ability to sift through multiple offerings enables a more customized insurance solution, positioning Castle Rock as a reliable partner for masonry businesses seeking comprehensive insurance coverage.
