Yuma, Colorado, is a small, agricultural town located on the eastern plains, known for its tight-knit community and rich farming heritage. With a peaceful, rural lifestyle, Yuma offers a tranquil environment for its residents, surrounded by vast fields and open landscapes. The town’s sense of community and charm make it an ideal place for families and individuals seeking a slower pace of life in a scenic, rural setting.
Castle Rock Insurance is a trusted provider of personalized insurance solutions in Yuma, partnering with top carriers like Liberty Mutual, Safeco, Progressive, and Nationwide to offer a variety of coverage options. Whether you’re protecting your home in the quiet neighborhoods of Yuma, securing renters insurance in town, or ensuring comprehensive auto insurance across the region’s main zip code—80759—Castle Rock Insurance provides tailored policies to meet the unique needs of Yuma residents.
How Much Does Insurance Cost in Yuma?
In Yuma, Colorado, insurance costs vary depending on the policyholder’s needs and the chosen insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Yuma is about $1,200 to $1,800 per year, with premiums influenced by factors such as the driver’s age, driving history, and the type of vehicle insured.
2. Home Insurance
Homeowners in Yuma typically pay $1,100 to $1,700 per year for home insurance, depending on the home’s value, location, and selected coverage options.
3. Renters Insurance
Renters insurance in Yuma generally costs around $120 to $210 per year, depending on the amount of personal property coverage and additional liability protection.
4. Condominium Insurance
Condo insurance in Yuma averages $250 to $450 per year, depending on the size of the condo and the coverage required for personal property and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Yuma range from $2,800 to $4,800 per year, with costs influenced by the home’s location, security features, and the level of customized coverage needed.
For personalized insurance advice and quotes, it’s recommended to contact a local Colorado-based insurance broker like Castle Rock Insurance to receive coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Yuma
Castle Rock Insurance is an excellent choice for Yuma residents seeking personal and residential insurance coverage. As a local, independent broker, they partner with over 20 personal and residential carriers to offer a broad range of policy options. With discounts available for bundling insurance, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Yuma residents receive customized, affordable insurance solutions tailored to their needs.
