Sterling, Colorado, is a welcoming town in northeastern Colorado with a population of approximately 14,000 residents. Located in Logan County, Sterling is the largest city in the region and is known for its agricultural roots, educational opportunities, and friendly community spirit. The town features a variety of neighborhoods, including Pawnee Ridge, Sterling Hills, and Overland Trail, which fall under the key zip code 80751. Sterling offers a mix of single-family homes, apartments, and newer residential developments, making it a great place for families, retirees, and young professionals seeking a relaxed lifestyle.
Sterling is conveniently located along Interstate 76 and U.S. Highway 6, providing easy access to Denver, as well as nearby towns and rural communities. As an agricultural hub, Sterling is surrounded by vast farmlands, while also offering outdoor activities such as fishing, hiking, and camping at nearby North Sterling State Park. The town’s downtown area is home to shops, local eateries, and historical landmarks, adding to Sterling’s small-town charm and appeal.
Castle Rock Insurance, an independent insurance broker, offers Sterling residents personalized coverage solutions tailored to their needs. By partnering with top carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a wide range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop multiple carriers to secure the best coverage at competitive rates. Their local expertise and commitment to understanding Sterling’s community needs make them a trusted partner in delivering customized insurance solutions, providing peace of mind to residents throughout this charming agricultural town.
How Much Does Insurance Cost in Sterling?
In Sterling, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Sterling is about $1,200 to $1,900 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Sterling typically pay between $1,100 and $1,800 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Sterling generally costs around $120 to $220 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Sterling averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Sterling range from $3,000 to $5,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Sterling
Castle Rock Insurance is a reliable choice for Sterling residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Sterling residents receive customized, affordable insurance solutions to meet their unique needs.
