Brighton, Colorado, is a thriving city located in Adams County, with a population of approximately 40,000 residents. Known for its friendly atmosphere, strong community values, and growing amenities, Brighton offers a mix of suburban comfort and convenient access to urban resources. The city features several welcoming neighborhoods, including Bromley Park, Brighton East Farms, and Prairie Center, all within key zip codes like 80601 and 80603. Brighton provides a variety of housing options, from modern single-family homes to townhouses, making it an ideal place for families, young professionals, and retirees.
Conveniently situated along U.S. Highway 85 and State Highway 7, Brighton offers easy access to nearby cities like Denver, Aurora, and Thornton. The city is home to numerous parks, trails, and recreational facilities, including the popular Brighton Oasis Family Aquatic Park and the scenic Barr Lake State Park, providing ample opportunities for outdoor activities such as hiking, fishing, and picnicking. Brighton’s vibrant community is reflected in its local shops, restaurants, and community events, fostering a lively atmosphere that encourages connection among residents.
Castle Rock Insurance, an independent insurance broker, provides Brighton residents with personalized insurance solutions tailored to their specific needs. Partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop multiple carriers, ensuring that Brighton residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Brighton community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families throughout this vibrant and growing city.
How Much Does Insurance Cost in Brighton?
In Brighton, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Brighton is about $1,300 to $2,000 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Brighton typically pay between $1,200 and $2,000 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Brighton generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Brighton averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Brighton range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Brighton
Castle Rock Insurance is a reliable choice for Brighton residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Brighton residents receive customized, affordable insurance solutions to meet their unique needs.
