Castle Rock Insurance proudly serves Avon, Colorado, offering tailored insurance solutions for this scenic mountain town. Nestled in the heart of Colorado’s Rocky Mountains along the Eagle River, Avon sits at an elevation of around 7,430 feet in Eagle County. With a population of about 6,500, Avon combines small-town charm with breathtaking natural beauty, catering to both full-time residents and seasonal visitors. Known as the “Heart of the Valley,” Avon’s primary ZIP code, 81620, encompasses distinctive neighborhoods, each contributing its own unique character. Wildridge offers expansive mountain views and spacious homes, while downtown Avon features a vibrant mix of retail, dining, and cultural attractions. The Village at Avon, a well-planned residential and commercial hub, provides convenience and a strong sense of community.
As an independent broker, Castle Rock Insurance connects Avon residents with a diverse selection of coverage options through partnerships with leading carriers. Their trusted network includes Bristol West, Liberty Mutual, Berkshire Hathaway GUARD, Nationwide, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, Progressive, AIG Private Client, Chubb, Safeco, and Dairyland. With this extensive range, Avon residents enjoy personalized homeowners, renters, and auto insurance options tailored to the mountain lifestyle. Castle Rock Insurance’s local expertise and commitment to Avon’s community make them a trusted partner in securing peace of mind for this scenic Rocky Mountain town.
Insurance Costs in Avon, Colorado
Castle Rock Insurance provides Avon residents with customized solutions and personalized quotes by comparing multiple carriers. Below are typical costs for popular insurance policies, with factors influencing premiums, including options for fire zone, flood, and mountain property coverage:
- Auto Insurance: $1,200 – $2,000 per year
Auto insurance rates in Avon depend on factors like driving history, vehicle type, and coverage limits. Drivers with clean records generally receive lower premiums, while high-performance or luxury vehicles may lead to higher costs. - Home Insurance: $1,000 – $2,500 per year
Home insurance costs are influenced by the home’s value, age, and location, particularly for properties near forested areas. Castle Rock Insurance helps residents find affordable policies, including fire zone insurance to protect homes in high-risk wildfire areas. - Renters Insurance: $150 – $300 per year
Renters insurance in Avon covers personal belongings and liability protection. Premiums vary based on property coverage amounts, deductibles, and additional liability options. - Condominium Insurance: $300 – $800 per year
Condominium insurance includes personal property, liability, and elements not covered by the condo association’s master policy. Costs depend on individual coverage needs, with add-ons for high-value items if required. - High-Value Home Insurance: $3,000 – $10,000+ per year
For high-value homes, premiums depend significantly on custom coverage, security features, and location. Castle Rock Insurance specializes in policies for luxury homes, ensuring comprehensive coverage for unique properties, including fire zone protection as needed. - Farm & Ranch Insurance: $1,500 – $4,500 per year
Farm and ranch insurance in Avon covers property size, operations type, and land use. Policies often include protection for buildings, equipment, and liability, with fire zone insurance options for properties at higher wildfire risk. - Fire Zone Insurance: $300 – $800+ per year
Fire zone insurance provides additional protection for properties in high-wildfire-risk areas. Premiums depend on location, fire risk, and specific coverage requirements. Castle Rock Insurance helps Avon residents find tailored policies to address fire hazards effectively. - Flood Insurance: $600 – $2,500 per year
Flood insurance is essential for properties in flood-prone zones, with premiums based on location, flood risk level, and desired coverage amount. Castle Rock Insurance assists Avon residents in securing comprehensive flood protection.
Castle Rock Insurance understands the unique needs of Avon residents, including mountain, fire zone, and flood coverage, and offers tailored insurance options by comparing multiple carriers. With local expertise, Castle Rock Insurance ensures Avon residents receive the best coverage and competitive rates suited to their individual needs.
Get an Insurance Quote to Stay Protected in Avon
Castle Rock Insurance is the ideal choice for personal and residential insurance in Avon, providing local expertise and customized coverage. As an independent broker, Castle Rock Insurance works with over 20 trusted carriers, offering Avon residents a wide variety of policy options to suit different needs. They also provide valuable discounts for bundling, mature drivers, and enhanced security features in homes and vehicles. Dedicated to delivering affordable solutions, Castle Rock Insurance ensures residents get the best protection for their lifestyle and budget. With a focus on the unique needs of Avon, they offer a personalized approach to safeguarding the community.
