Severance, Colorado, is a growing small town located in Northern Colorado, known for its peaceful rural setting, family-friendly atmosphere, and close-knit community. With its proximity to cities like Fort Collins, Windsor, and Greeley, Severance offers residents the best of both worlds—rural living with easy access to urban amenities. As the town continues to expand, Severance remains an ideal location for families, professionals, and retirees seeking a quiet, welcoming environment.
Castle Rock Insurance is a trusted provider of personalized insurance solutions in Severance, partnering with top carriers like Progressive, Safeco, Liberty Mutual, and Nationwide. Whether you’re protecting your home in Severance’s growing neighborhoods, securing renters insurance in town, or ensuring comprehensive auto insurance across the area’s primary zip code—80546—Castle Rock Insurance offers customized policies designed to meet the unique needs of Severance residents.
How Much Does Insurance Cost in Severance?
In Severance, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Severance is about $1,300 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Severance typically pay between $1,300 and $2,200 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Severance generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Severance averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Severance range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Severance
Castle Rock Insurance is a reliable choice for Severance residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Severance residents receive customized, affordable insurance solutions to meet their unique needs.
