Elizabeth, Colorado, is a charming small town located in Elbert County, with a population of around 2,000 residents. Known for its rural charm, beautiful open spaces, and friendly community, Elizabeth offers a peaceful lifestyle with the amenities of a growing town. The town features several inviting neighborhoods, such as Elizabeth Hills, Ponderosa Park Estates, and Spring Valley Ranch, all within the key zip code 80107. Elizabeth provides a variety of housing options, from cozy single-family homes to expansive rural properties, making it an ideal place for families, young professionals, and retirees seeking a quiet lifestyle.
Conveniently situated along State Highway 86, Elizabeth offers easy access to nearby cities like Parker, Castle Rock, and Denver. The town is surrounded by scenic rolling hills and forests, providing ample opportunities for outdoor activities such as horseback riding, hiking, and enjoying local parks like Casey Jones Park. Elizabeth’s charming downtown area, with its local shops, restaurants, and community events, fosters a close-knit atmosphere that reflects the town’s welcoming spirit and rural roots.
Castle Rock Insurance, an independent insurance broker, provides Elizabeth residents with personalized insurance solutions tailored to their specific needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop multiple carriers to ensure Elizabeth residents receive the best coverage at competitive rates. With a deep understanding of the Elizabeth community and a focus on local expertise, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families throughout this welcoming rural town.
How Much Does Insurance Cost in Elizabeth?
In Elizabeth, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Elizabeth is about $1,300 to $2,000 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Elizabeth typically pay between $1,200 and $2,000 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Elizabeth generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Elizabeth averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Elizabeth range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Elizabeth
Castle Rock Insurance is a reliable choice for Elizabeth residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Elizabeth residents receive customized, affordable insurance solutions to meet their unique needs.
