Castle Rock Insurance is an independent brokerage serving customers in Colorado.

Paid-In-Full Insurance Discount

Castle Rock Insurance offers special discounts to policy holders who their insurance premiums in full vs. monthly premiums.

Paid-In-Full Insurance Discounts


In Colorado, a paid-in-full insurance discount refers to a reduction in insurance premiums provided by insurance carriers when policyholders choose to pay the full annual premium upfront instead of opting for monthly or installment payments. This discount serves as an incentive for policyholders to make a lump-sum payment and streamlines the billing process for both parties involved.

By paying the entire premium amount at the start of the policy term in Colorado, policyholders become eligible for a discounted rate. The discount percentage may vary depending on the insurance company and the specific policy terms. Generally, policyholders can expect a discount ranging from 5% to 10% of the annual premium.

The paid-in-full insurance discount offers benefits to both policyholders and insurance companies. For policyholders in Colorado, it translates to potential cost savings over the course of the policy term and eliminates the hassle of monthly payments.


Whenever you’re ready, feel free to give us a call at (720) 799-1808. Alternatively, we also have a Contact Us form here on our site for you to fill out and submit.

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