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Colorado Contractors Insurance

Contractors insurance, also referred to as contractor’s liability insurance, provides coverage for contractors and subcontractors in case of damage caused to a third party, such as bodily injury or property damage. These specialized policies help cover the unique risks that contractors face everyday on the job, helping with medical expenses and legal fees resulting from a covered event. There is no one-size-fits-all policy to help cover contractors; however, contractors can purchase several types of insurance, like general liability, worker’s compensation, and commercial auto insurance in order to help protect them from the unique set of risks associated with their jobs.

Is Contractors Insurance Required in Colorado?

Contractors insurance is not legally required in Colorado or any of the United States, though some forms of insurance may be required for contractors depending on their employer, city, or state. Others may be required to have insurance by their clients or customers as a condition of doing business with them. Due to the risks that accompany being a contractor, it is highly recommended for all contractors to have insurance to protect their assets and their operations in the case of a lawsuit, claim, or any unforeseen event like accidents, injuries, or damage to property that occurs on the job site. Contractors insurance policies are specialized policies that can be customized to meet the individual needs of a contractor or subcontractor and offer the appropriate coverage.

Whenever you’re ready, feel free to give us a call at (720) 799-1808. Alternatively, we also have a Contact Us form on our site for you to fill out and submit.

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