Manitou Springs, Colorado, is a vibrant mountain town located just west of Colorado Springs, with a population of about 5,300 residents. Nestled in El Paso County at the foot of Pikes Peak, Manitou Springs is known for its natural mineral springs, artistic culture, and historic charm. The town features several unique neighborhoods, such as Crystal Hills, Manitou Mesa, and Ruxton Canyon, all located within the key zip code 80829. Manitou Springs offers a variety of housing options, from historic Victorian homes to quaint mountain cottages, making it an ideal place for families, artists, and those seeking a relaxed, community-focused lifestyle.
Located along U.S. Highway 24, Manitou Springs is easily accessible to nearby Colorado Springs and other Front Range communities. The town is surrounded by beautiful landscapes and offers countless outdoor activities, including hiking on the famous Incline, exploring Garden of the Gods, and enjoying the nearby trails and parks. Manitou’s downtown is full of historic architecture, local shops, galleries, and eclectic restaurants, creating a lively community atmosphere that reflects its artistic and creative spirit.
Castle Rock Insurance, an independent insurance broker, offers Manitou Springs residents personalized coverage solutions tailored to their needs. Partnering with top carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a range of insurance options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop multiple carriers to ensure that Manitou Springs residents receive the best coverage at competitive rates. With a deep understanding of the unique needs of the Manitou Springs community, Castle Rock Insurance is dedicated to delivering customized insurance solutions that provide peace of mind to individuals and families throughout this charming mountain town.
How Much Does Insurance Cost in Manitou Springs?
In Manitou Springs, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Manitou Springs is about $1,400 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Manitou Springs typically pay between $1,500 and $2,300 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Manitou Springs generally costs around $130 to $250 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Manitou Springs averages $300 to $550 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Manitou Springs range from $3,500 to $6,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Manitou Springs
Castle Rock Insurance is a reliable choice for Manitou Springs residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Manitou Springs residents receive customized, affordable insurance solutions to meet their unique needs.
