Cedaredge, Colorado, is a small, scenic town located in the western part of the state, nestled between the Grand Mesa to the north and the Gunnison River to the south. With a population of around 2,200 residents, Cedaredge offers a quiet, rural atmosphere that appeals to families, retirees, and nature lovers alike. The town sits at an elevation of 5,280 feet, providing residents with stunning views of the surrounding mountains and forests. Known for its agricultural heritage, Cedaredge is often referred to as the “Gateway to the Grand Mesa,” a designation that highlights its proximity to one of Colorado’s largest flat-top mountains. The primary zip code for Cedaredge is 81413. Housing in Cedaredge consists of single-family homes, ranch-style properties, and large-acreage lots, catering to those who appreciate both a peaceful lifestyle and access to outdoor activities. The town fosters a close-knit community with a strong focus on nature and a slower pace of life.

Cedaredge is also home to a number of charming neighborhoods and is known for its tight community ties. Many homes here have expansive views of the Grand Mesa, and residents often enjoy a variety of outdoor activities, from hiking and fishing to exploring the nearby national forests. The town offers an ideal setting for those who wish to live close to nature but still have access to amenities in nearby towns. The community hosts a variety of local events and gatherings throughout the year, fostering a welcoming atmosphere for newcomers and long-time residents alike. Whether seeking a place to retire or raise a family, Cedaredge provides a peaceful yet vibrant environment for those who appreciate small-town living and natural beauty.

Insurance Options in Cedaredge

Castle Rock Insurance offers a wide range of insurance options for Cedaredge residents, understanding the unique needs of those living in this rural yet beautiful part of Colorado. As an independent broker, Castle Rock Insurance partners with leading insurance carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide to offer homeowners, renters, auto, and other essential coverage. By working with multiple carriers, Castle Rock Insurance ensures Cedaredge residents receive the best coverage at competitive rates, tailored to the town’s unique landscape and rural living environment. Whether you need coverage for a family home, a mountain retreat, or your vehicle, Castle Rock Insurance compares policies to find the most effective solution for you.

Castle Rock Insurance’s local expertise allows them to deliver personalized service that takes into account Cedaredge’s specific needs. The broker understands the risks of living in a rural community with proximity to natural elements such as mountains and forests, and they offer coverage options that provide the right protection for homeowners, renters, and vehicle owners. Their ability to compare policies from over 20 carriers ensures that Cedaredge residents get the most affordable and comprehensive coverage available, giving peace of mind to those living in this stunning mountain town.

How Much Does Insurance Cost in Cedaredge?

• • Auto Insurance: The average cost for auto insurance in Cedaredge ranges between $700 and $1,300 per year, with premiums influenced by factors such as driving history, vehicle type, and coverage preferences.
• • Home Insurance: Home insurance for Cedaredge residents generally ranges from $800 to $1,800 annually, depending on factors like home value, location, and potential risks from the surrounding natural landscape.
• • Renters Insurance: Renters insurance in Cedaredge typically costs $150 to $300 per year, based on the value of personal property and the level of liability protection selected.
• • Condominium Insurance: In Cedaredge, condominium insurance usually falls between $300 and $700 annually, with pricing based on the size and value of the condo, as well as coverage needs for personal property and liability.
• • High-Value Home Insurance: High-value homes in Cedaredge typically cost between $2,500 and $5,500 annually, depending on factors like location, home features, and security measures.

Castle Rock Insurance provides personalized quotes to ensure Cedaredge residents get the best protection at competitive rates.

Get an Insurance Quote to Stay Protected in Cedaredge

Castle Rock Insurance is an excellent choice for personal and residential insurance in Cedaredge. As a local, independent broker working with over 20 carriers, they offer a variety of policy options tailored to the community’s unique needs. Whether you’re insuring your home, vehicle, or rental property, Castle Rock Insurance provides affordable, customizable solutions with discounts available for bundling, mature drivers, and security features in homes and vehicles. Their expertise in the area ensures that Cedaredge residents receive the best coverage at the most competitive rates, offering peace of mind and protection for families and nature lovers alike.