Castle Rock Insurance proudly serves the residents of Calhan, Colorado, with tailored insurance solutions designed to meet the unique needs of this charming rural community. Located in El Paso County, approximately 30 miles northeast of Colorado Springs, Calhan is home to about 800 residents. Known for its peaceful atmosphere and stunning plains, Calhan sits at an elevation of 6,300 feet, offering expansive views of the Rocky Mountains to the west. The town, centered around ZIP code 80808, offers housing options such as single-family homes, ranch-style properties, and spacious plots of land. Calhan’s close-knit community, focus on outdoor living, and tranquil setting make it an ideal spot for families, retirees, and nature lovers.

Conveniently situated for access to Colorado Springs, Calhan offers a balance of rural living with proximity to urban amenities. The town’s scenic surroundings and slower pace of life provide ample opportunities for outdoor activities, creating an inviting environment for residents who appreciate natural beauty.

Castle Rock Insurance, as an independent broker, partners with top carriers, including Bristol West, Liberty Mutual, Berkshire Hathaway GUARD, Nationwide, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, Progressive, AIG Private Client, Chubb, Safeco, and Dairyland. This extensive network enables Castle Rock Insurance to provide homeowners, renters, auto, and specialty coverage options designed specifically for the unique needs of Calhan residents. With deep community knowledge and expertise in rural insurance needs, Castle Rock Insurance is committed to protecting the people and properties in this scenic town.

How Much Does Insurance Cost in Calhan?

Insurance costs in Calhan vary depending on coverage needs, property specifics, and individual circumstances. Castle Rock Insurance offers personalized insurance solutions with multiple carrier options to find the best coverage for residents. Below are average costs for common types of insurance in 2024, along with coverage options like fire zone, flood, and rural property insurance:

• Auto Insurance: Auto insurance in Calhan typically costs between $800 and $1,400 annually. Premiums depend on factors such as driving history, vehicle type, and coverage limits.
• Home Insurance: Home insurance rates for Calhan homeowners range from $700 to $1,500 per year. Key determinants include home value, location, and coverage selections. Castle Rock Insurance also offers fire zone insurance to protect homes in wildfire-prone areas.
• Renters Insurance: Renters in Calhan generally pay $150 to $300 annually, depending on the value of personal property coverage and liability protection.
• Condominium Insurance: Condo insurance in Calhan is typically priced between $300 and $800 per year, with premiums based on personal belongings and liability coverage needs.
• High-Value Home Insurance: For high-value homes, insurance premiums can range from $2,000 to $6,000 per year, influenced by location, custom features, and security enhancements.
• Farm & Ranch Insurance: Farm and ranch policies range from $1,500 to $4,500 per year, covering land use, operations, and rural property needs.
• Fire Zone Insurance: Fire zone insurance costs between $300 and $800 per year, offering added protection for properties at greater risk of wildfires.
• Flood Insurance: Essential for properties in flood-prone areas, flood insurance ranges from $400 to $1,200 per year based on risk levels and property location.
• Equine Insurance: Covering horse owners in Calhan, equine insurance costs range from $500 to $3,000 annually, depending on factors like health and activity levels.

Castle Rock Insurance offers Calhan residents a range of insurance discounts to help lower premiums. By bundling multiple policies, such as home and auto, residents can maximize savings. Additional discounts are available for mature drivers, homes with security systems, and vehicles with anti-theft features, making insurance affordable and valuable for Calhan residents.

Get an Insurance Quote to Stay Protected in Calhan

Castle Rock Insurance is a trusted choice for Calhan residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to provide a wide range of policy options. With discounts available for bundling policies, mature drivers, homes with security systems, and vehicles with anti-theft devices, Castle Rock Insurance ensures Calhan residents receive tailored, affordable insurance solutions to meet their specific needs.