Timnath, Colorado, is a charming, fast-growing town in Larimer County, located just off Interstate 25 and Harmony Road, northeast of Fort Collins. With a population of around 7,000, Timnath offers an ideal mix of suburban convenience and rural charm. Neighborhoods like Timnath Ranch, Wildwing, and Serratoga Falls provide a variety of living options, from modern single-family homes to upscale residences with large lots and scenic views. Timnath sits at an elevation of 5,000 feet, with zip codes including 80547 and parts of 80528, and is known for its panoramic views of the Front Range. Residents enjoy easy access to outdoor recreation, with the Cache la Poudre River and Timnath Reservoir nearby for fishing, kayaking, and picnicking.
The town’s housing options are diverse, ranging from new developments with contemporary designs to established neighborhoods featuring family-friendly amenities like parks, trails, and community centers. Cross streets such as Main Street and River Pass Road connect residents to local spots, while Harmony Road and Interstate 25 provide quick access to Fort Collins, Loveland, and the greater Northern Colorado area. Timnath’s growing infrastructure, quality schools, and community-focused atmosphere make it a desirable place for families, retirees, and professionals seeking suburban tranquility without sacrificing access to city conveniences. With ongoing development, Timnath is perfect for those looking to enjoy a blend of modern amenities, scenic beauty, and a connected, small-town community.
How Much Does Insurance Cost in Timnath?
Insurance premiums in Timnath vary depending on factors like home value, driving history, and coverage preferences. Due to its suburban nature and proximity to larger cities like Fort Collins, premiums tend to be moderate, though rates fluctuate based on specific circumstances. Below are the typical price ranges for different types of insurance policies in Timnath:
- Auto Insurance: Auto insurance in Timnath typically costs between $600 to $900 annually, influenced by driving record, vehicle type, and local road conditions.
- Home Insurance: Homeowners insurance in Timnath generally ranges from $900 to $1,500 annually, depending on the value of the home, location, and risk factors such as weather conditions and proximity to flood zones.
- Renters Insurance: Renters insurance typically costs between $150 to $250 annually, covering personal property and liability protection for tenants.
- Condominium Insurance: Condo insurance in Timnath ranges from $300 to $500 annually, offering coverage for personal belongings and shared building insurance needs.
- High-Value Home Insurance: For high-value homes, insurance premiums in Timnath can range from $2,500 to $4,500 annually, depending on the home’s size, location, and additional coverage options.
- Farm & Ranch Insurance: For Timnath’s farms and ranches, insurance costs typically range from $1,500 to $3,500 annually, based on property size, operations, and specific coverage needs.
Castle Rock Insurance is a trusted source for personalized insurance coverage in Timnath, offering tailored quotes from over 50 carriers. Whether you’re looking for auto, home, or renters insurance, Castle Rock Insurance helps Timnath residents secure the best coverage at competitive rates, with discounts for bundling policies, mature drivers, and homes with enhanced security features.
Get an Insurance Quote to Stay Protected in Timnath
Castle Rock Insurance is the ideal choice for Timnath residents seeking affordable and customized insurance solutions. As a local, independent broker working with more than 20 carriers, Castle Rock Insurance offers personalized policies that suit the unique needs of Timnath residents. With discounts for bundling, mature drivers, and homes with added security features, Castle Rock Insurance ensures Timnath residents get the best coverage at competitive prices.
