Broomfield, Colorado, is a thriving city spanning both Boulder and Adams counties, home to about 75,000 residents. Known for its vibrant community, quality schools, and convenient access to urban amenities, Broomfield offers a dynamic suburban lifestyle. Welcoming neighborhoods like Broadlands, McKay Landing, and Anthem fall within key zip codes such as 80020 and 80021, providing a range of housing options from modern single-family homes to townhouses and apartments, ideal for families, young professionals, and retirees alike.
Situated along U.S. Highway 287 and Interstate 25, Broomfield offers easy access to nearby cities like Denver, Boulder, and Westminster. Residents enjoy beautiful parks, trails, and open spaces like Broomfield County Commons and Flatirons Vista, with ample opportunities for outdoor activities such as hiking, biking, and picnicking. The city’s lively community spirit is reflected in local shops, restaurants, and cultural events, creating a welcoming atmosphere that fosters a strong sense of connection among residents.
Castle Rock Insurance, an independent insurance broker, proudly serves Broomfield residents with personalized insurance solutions designed to meet their unique needs. Partnering with top carriers like Safeco, Liberty Mutual, Progressive, Nationwide, Bristol West, Berkshire Hathaway GUARD, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, AIG Private Client, Chubb, and Dairyland, Castle Rock Insurance offers a variety of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance compares multiple carriers to ensure that Broomfield residents receive comprehensive coverage at competitive rates. With local expertise and a deep understanding of the Broomfield community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind for individuals and families across this vibrant and growing city.
How Much Does Insurance Cost in Broomfield?
Insurance costs in Broomfield, Colorado, vary based on individual needs and the chosen provider. Below are the average rates for common types of insurance in 2024:
- Auto Insurance: $1,300 – $2,100 per year
Auto insurance premiums depend on factors like driver age, driving history, and vehicle type. - Home Insurance: $1,300 – $2,100 per year
Home insurance rates are influenced by the home’s value, location, and coverage type. - Renters Insurance: $130 – $230 per year
Renters insurance costs vary based on personal property coverage and any additional liability needs. - Condominium Insurance: $250 – $450 per year
Condo insurance rates depend on the condo size and coverage needed for personal belongings and liability. - High-Value Home Insurance: $3,500 – $5,500 per year
For homes valued at $1 million or more, high-value home insurance premiums are influenced by factors like location, security features, and customized options. - Fire Zone Insurance: $300 – $800+ per year
Fire zone insurance provides additional coverage for properties in high wildfire-risk areas. Premiums depend on the property’s location, fire risk, and specific coverage needs. - Flood Insurance: $400 – $1,200 per year
Flood insurance is essential for properties in flood-prone areas, with costs depending on location, flood risk level, and desired coverage amount.
Castle Rock Insurance also offers Broomfield residents a variety of insurance discounts to help make premiums more affordable. By bundling multiple policies, such as home and auto, residents can maximize savings. Additional discounts are available for mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, adding value and affordability to each policy.
Get an Insurance Quote to Stay Protected in Broomfield
Castle Rock Insurance is a trusted choice for Broomfield residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a range of policy options. With discounts available for bundling policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Broomfield residents receive customized, affordable solutions to meet their unique needs.
