Castle Rock Insurance proudly serves the residents of Arvada, Colorado, with tailored insurance solutions designed for this vibrant suburban community northwest of Denver. Home to over 124,000 residents, Arvada spans both Jefferson and Adams counties, blending historic charm with modern conveniences. The city’s diverse neighborhoods—such as Olde Town Arvada, Arvada West, Candelas, and Five Parks—offer welcoming spaces for families, professionals, and retirees. Arvada’s primary ZIP codes, including 80002, 80003, 80004, 80005, 80007, and 80021, encompass a variety of residential options, from cozy established homes to modern new developments.
Strategically located near major roadways like Interstate 70 and U.S. Highway 36, Arvada provides easy access to Denver, Boulder, and the Rocky Mountains, making it ideal for those seeking a blend of urban amenities and outdoor recreation. Its extensive transportation network and proximity to parks, trails, and foothills make Arvada a popular choice for active residents who appreciate Colorado’s natural beauty.
Castle Rock Insurance, as an independent broker, partners with top carriers to offer Arvada residents a wide array of options. Their trusted carrier network includes Bristol West, Liberty Mutual, Berkshire Hathaway GUARD, Nationwide, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, Progressive, AIG Private Client, Chubb, Safeco, and Dairyland. This extensive selection allows Castle Rock Insurance to provide comprehensive homeowners, renters, and auto insurance tailored to Arvada’s unique needs. With local expertise and a dedication to understanding Arvada’s neighborhoods, Castle Rock Insurance is a reliable partner for securing peace of mind across this dynamic community.
How Much Does Insurance Cost in Arvada?
In Arvada, Colorado, the cost of insurance can vary based on factors like coverage amounts, the policyholder’s personal information, and the insurance carrier. Here are the average rates for common types of insurance in 2024:
- Auto Insurance: The average cost for full coverage auto insurance in Arvada is about $1,500 to $2,000 per year. Factors such as the driver’s age, driving history, and vehicle type can influence the rate.
- Home Insurance: Homeowners in Arvada typically pay between $1,400 and $1,900 per year for home insurance, depending on the home’s value, location, and chosen coverage options.
- Renters Insurance: Renters insurance in Arvada generally costs around $150 to $250 per year, with costs varying based on coverage limits and additional endorsements, such as high-value item coverage.
- Condominium Insurance: Condo insurance in Arvada averages $300 to $500 per year, depending on the condo’s size and the amount of personal property coverage included.
- High-Value Home Insurance: For homes valued at $1 million or more, high-value home insurance premiums start around $3,000 to $5,000 per year, with rates fluctuating based on location, security measures, and custom coverage needs.
- Farm & Ranch Insurance: Farm and ranch insurance in Arvada generally costs between $1,500 to $3,500 per year, depending on property size, operations, and specific coverage requirements, including protection for buildings, equipment, and liability.
- Fire Zone Insurance: For properties in high wildfire-risk areas, additional fire zone insurance may add $300 to $800 per year, depending on the specific location and fire risk level.
If you need more specific advice, you might want to connect with a local Colorado-based insurance broker like Castle Rock Insurance to get personalized rates tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Arvada
Castle Rock Insurance is a reliable choice for Arvada residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Arvada residents receive customized, affordable insurance solutions to meet their unique needs.
