Wray, Colorado, is a charming rural town located in the northeastern corner of the state, with a population of approximately 2,500 residents. Situated in Yuma County, Wray is known for its agricultural heritage, tight-knit community, and scenic surroundings along the banks of the North Fork of the Republican River. The town’s neighborhoods, such as Cedar Hills and South Ridge, span the key zip code 80758, and are characterized by single-family homes, offering a peaceful and welcoming atmosphere for families, retirees, and those who enjoy small-town living.
Conveniently located along U.S. Highway 34, Wray is well-connected to nearby communities, making it an important hub for local trade and agriculture. The town’s picturesque landscapes, surrounding fields, and wide-open spaces provide residents with a tranquil environment, ideal for outdoor activities like fishing, hiking, and birdwatching. The close proximity to nature and strong sense of community make Wray an attractive location for those seeking a more relaxed lifestyle.
Castle Rock Insurance, an independent insurance broker, provides Wray residents with tailored coverage solutions to meet their specific needs. Partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a variety of insurance options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop multiple carriers, ensuring that Wray residents receive the best coverage at competitive rates. With local expertise and a deep understanding of Wray’s unique community needs, Castle Rock Insurance is dedicated to delivering peace of mind to residents across this charming agricultural town.
How Much Does Insurance Cost in Wray?
In Wray, Colorado, insurance costs vary based on the policyholder’s needs and the chosen insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Wray is about $1,200 to $1,800 per year, depending on factors such as the driver’s age, driving history, and the type of vehicle insured.
2. Home Insurance
Homeowners in Wray typically pay $1,100 to $1,700 per year for home insurance, with rates varying based on the home’s value, location, and the selected coverage options.
3. Renters Insurance
Renters insurance in Wray generally costs around $120 to $210 per year, depending on the amount of personal property coverage and any additional liability protection required.
4. Condominium Insurance
Condo insurance in Wray averages $250 to $450 per year, with rates depending on the size of the condo and the level of personal property and liability coverage needed.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Wray range from $2,800 to $4,800 per year, with costs influenced by factors such as the home’s location, security features, and customized coverage needs.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Wray
Castle Rock Insurance is an excellent choice for Wray residents seeking personal and residential insurance coverage. As a local, independent broker, they work with over 20 personal and residential carriers to offer a variety of policy options. With discounts available for bundling policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures that Wray residents receive customized, affordable insurance solutions that fit their specific needs.
