American International Group (AIG) provides world-class specialty underwriting services designed to address complex, high-risk exposures across a wide range of industries. With decades of expertise and a global footprint, AIG Specialty Underwriting delivers customized insurance solutions that go beyond traditional coverage, offering tailored risk management strategies for businesses with unique and evolving needs.
Expertise Across Niche Markets
AIG’s specialty underwriting focuses on industries and risks that require a deep understanding of regulatory, operational, and financial complexities. Their team of expert underwriters works closely with brokers and clients to craft solutions for hard-to-place risks that demand precision and foresight.
Energy & Environmental Risks
- Upstream, Midstream & Downstream Energy – Custom solutions for oil and gas operations, including exploration, production, refining, and transportation.
- Renewable Energy – Specialized policies for wind, solar, hydroelectric, and geothermal energy projects.
- Environmental Liability – Coverage for pollution risks, site remediation, and environmental impairment liabilities.
Mergers & Acquisitions (M&A) Risk Solutions
- Representations & Warranties Insurance (RWI) – Protects buyers and sellers in M&A transactions by covering financial losses due to breaches of representations and warranties.
- Tax Liability Insurance – Mitigates exposure to tax risks arising from acquisitions, restructurings, and audits.
- Contingent Liability & Litigation Risk – Specialty policies that cover identified legal and regulatory risks tied to complex business transactions.
Cyber Risk & Technology Liability
- Cyber Risk Insurance – Protection against data breaches, ransomware attacks, and business interruption due to cyber incidents.
- Tech Errors & Omissions (E&O) – Coverage for technology service providers, software companies, and digital infrastructure firms against liabilities arising from performance failures.
- Network Security & Privacy – Specialized underwriting for companies handling sensitive customer or corporate data.
Financial Lines & Management Liability
- Directors & Officers (D&O) Liability – Protection for corporate leadership against regulatory actions, shareholder litigation, and governance risks.
- Professional Indemnity Insurance – Specialty underwriting for law firms, accountants, consultants, and financial professionals facing malpractice or negligence claims.
- Crime & Fidelity Coverage – Policies to safeguard against employee theft, fraud, and corporate espionage.
Political Risk & Trade Credit
- Political Risk Insurance – Protection against government expropriation, contract breaches, currency inconvertibility, and political violence affecting international investments.
- Trade Credit Insurance – Coverage for non-payment risks due to commercial defaults or government-imposed restrictions on trade.
- Terrorism & Political Violence Coverage – Standalone policies that address risks from civil unrest, war, and targeted attacks.
Specialty Casualty & High-Risk Industries
- Life Sciences & Pharmaceuticals – Coverage for clinical trials, product liability, and regulatory compliance risks.
- Aviation & Aerospace – Insurance for airlines, manufacturers, and satellite operators requiring precise underwriting for aviation-related liabilities.
- Construction & Infrastructure Projects – Specialty liability coverage for large-scale infrastructure developments, including public-private partnerships (PPPs).
Data-Driven Risk Assessment & Customized Solutions
AIG’s specialty underwriting is powered by proprietary data analytics, actuarial modeling, and real-time risk assessments. Underwriters leverage AI-driven risk mapping, global claims data, and industry benchmarking to craft solutions that align with emerging exposures.
Why AIG Specialty Underwriting?
- Bespoke Policies: Every policy is custom-built to address specific industry risks.
- Global Reach, Local Expertise: AIG combines international underwriting capabilities with deep local market knowledge.
- Claims Expertise: AIG’s claims teams specialize in handling complex specialty insurance cases with efficiency and expertise.
- Risk Engineering & Loss Prevention: Access to AIG’s in-house risk engineers and consultants who provide proactive mitigation strategies.
Castle Rock Insurance Offers AIG Specialty Underwriting in Colorado
Castle Rock Insurance proudly offers AIG specialty underwriting services in Colorado, helping businesses secure customized insurance solutions for complex and high-risk exposures. Whether you need coverage for energy, cyber risk, M&A transactions, or management liability, our team can guide you through the process and find the best policy to protect your business.
Contact Castle Rock Insurance today to explore AIG specialty underwriting solutions designed for your industry.