Springfield, located in the southeastern corner of Colorado within Baca County, is a small, close-knit town of about 1,300 residents. Known for its rural charm and quiet lifestyle, Springfield sits at an elevation of 4,200 feet, offering open views of the surrounding plains and easy access to outdoor attractions like the Comanche National Grassland. The 81073 zip code covers the area, which includes a mix of affordable single-family homes and spacious rural properties, catering to families, retirees, and those seeking a slower pace of life. Housing options are mostly traditional ranch-style homes, providing ample space and privacy in a family-friendly environment.
The town is connected by U.S. Route 287, a major north-south highway that runs through Springfield, linking it to nearby communities and making it easy to reach larger cities when needed. Highway 160 also offers convenient east-west access across southeastern Colorado. Local parks, such as Springfield Municipal Park, provide green spaces for community gatherings and recreation, while nearby landmarks like Picture Canyon add historical and scenic value to the area with ancient petroglyphs and unique rock formations. With its peaceful neighborhoods, accessible highways, and close proximity to outdoor activities, Springfield offers a blend of small-town appeal and natural beauty in southeastern Colorado.
How Much Does Insurance Cost in Springfield?
Insurance costs in Springfield vary based on factors like property type, location, and coverage options. Here’s an overview of typical price ranges for various types of insurance policies in Springfield:
- Auto Insurance: Auto insurance generally costs between $500 to $800 annually, with rates influenced by factors such as driving history, vehicle type, and rural location.
- Home Insurance: Homeowners can expect to pay between $800 to $1,200 annually, depending on home size, location, and risks like weather-related damage.
- Renters Insurance: Renters insurance typically ranges from $150 to $250 annually, providing coverage for personal property and liability.
- Condominium Insurance: Condo owners in Springfield can expect premiums between $300 to $500 annually for protection of belongings and liability.
- High-Value Home Insurance: For high-value homes, premiums generally range from $2,500 to $4,500 annually, factoring in property size, location, and extended coverage needs.
- Farm and Ranch Insurance: For Springfield’s farm and ranch properties, coverage typically ranges from $1,500 to $3,500 annually, depending on the size, type of operations, and specific property needs.
Castle Rock Insurance provides tailored coverage for residents of Springfield. As a local, independent broker working with over 20 carriers, Castle Rock Insurance ensures that Springfield residents receive the best rates and personalized policies that meet their unique needs.
Get an Insurance Quote to Stay Protected in Springfield
Castle Rock Insurance is the ideal choice for Springfield residents seeking affordable, customized insurance coverage. As a local, independent broker, Castle Rock Insurance works with over 20 carriers to provide tailored solutions for auto, home, and renters insurance. With discounts for bundling, mature drivers, and homes with enhanced security features, Castle Rock Insurance makes it easy for Springfield residents to protect their homes and vehicles at competitive rates.
