Silverthorne, Colorado, is a scenic mountain town located along the Blue River in Summit County, with a population of around 4,700 residents. Nestled in the heart of the Rockies, Silverthorne is known for its stunning alpine views, vibrant arts scene, and convenient access to outdoor recreation. The town is home to several charming neighborhoods, including Willowbrook, Eagles Nest, and Summit Sky Ranch, all located within the key zip code 80498. These neighborhoods offer a mix of cozy cabins, single-family homes, and modern mountain residences, creating an inviting environment for families, outdoor enthusiasts, and retirees.
Silverthorne is conveniently positioned along Interstate 70, providing easy access to nearby ski resorts, including Keystone, Breckenridge, and Copper Mountain, as well as nearby towns like Dillon and Frisco. Known for its outdoor recreation, Silverthorne offers a wealth of activities year-round, from hiking, biking, and fly fishing in the summer to skiing and snowboarding in the winter. The town’s vibrant Silverthorne Performing Arts Center and local shopping, dining, and cultural events make it an appealing place to live and visit, offering the perfect balance of adventure and community.
Castle Rock Insurance, an independent insurance broker, provides Silverthorne residents with personalized coverage solutions to meet their unique needs. By partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a range of insurance options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop multiple carriers to find the best policies at competitive rates. Their focus on local expertise and understanding of the Silverthorne community ensures that residents receive customized insurance solutions that provide peace of mind in this beautiful mountain setting.
How Much Does Insurance Cost in Silverthorne?
In Silverthorne, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Silverthorne is about $1,500 to $2,300 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Silverthorne typically pay between $1,600 and $2,500 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Silverthorne generally costs around $140 to $250 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Silverthorne averages $300 to $550 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Silverthorne range from $3,500 to $6,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Silverthorne
Castle Rock Insurance is a reliable choice for Silverthorne residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Silverthorne residents receive customized, affordable insurance solutions to meet their unique needs.
