Parker, Colorado, is a vibrant and rapidly growing town located southeast of Denver, with a population of approximately 60,000 residents. Nestled in Douglas County, Parker is known for its family-friendly atmosphere, modern amenities, and scenic views of the Front Range. The town features diverse neighborhoods, including Canterberry Crossing, Stonegate, and Stroh Ranch, all located within key zip codes like 80134 and 80138. Parker offers a variety of housing options, from spacious single-family homes to townhouses, creating an inviting environment for families, young professionals, and retirees seeking a suburban lifestyle with access to urban amenities.
Conveniently positioned along Parker Road (State Highway 83) and close to E-470, Parker provides easy access to Denver, the Denver Tech Center, and other surrounding communities. The town is known for its extensive park system, trails, and recreational facilities, offering residents numerous opportunities for outdoor activities. Downtown Parker is home to local shops, dining, and community events, along with the Parker Arts, Culture & Events (PACE) Center, which adds to the town’s lively community spirit and cultural vibrancy.
Castle Rock Insurance, an independent insurance broker, offers Parker residents personalized coverage solutions tailored to their needs. Partnering with top carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop multiple carriers to ensure Parker residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Parker community, Castle Rock Insurance is dedicated to delivering comprehensive insurance solutions that provide peace of mind to families and individuals throughout this growing suburban town.
How Much Does Insurance Cost in Parker?
In Parker, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Parker is about $1,400 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Parker typically pay between $1,500 and $2,300 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Parker generally costs around $130 to $250 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Parker averages $300 to $550 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Parker range from $3,500 to $6,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Parker
Castle Rock Insurance is a reliable choice for Parker residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Parker residents receive customized, affordable insurance solutions to meet their unique needs.
