Longmont, Colorado, is a thriving city located in Boulder and Weld counties, with a population of approximately 100,000 residents. Known for its vibrant community, scenic beauty, and mix of modern amenities with small-town charm, Longmont is an ideal place for families, professionals, and retirees. The city features a variety of neighborhoods, including Prospect, Fox Hill, and Clover Basin, which span key zip codes like 80501, 80503, and 80504. Longmont offers diverse housing options, from charming historic homes to new developments, creating an inviting environment for residents of all ages.
Conveniently situated along U.S. Highway 287 and State Highway 119, Longmont provides easy access to nearby cities like Boulder, Denver, and Loveland. Longmont is surrounded by stunning natural landscapes, including Union Reservoir and the St. Vrain Greenway, offering countless outdoor activities such as hiking, biking, and boating. The city also has a flourishing arts scene, with numerous galleries, local shops, and community events, creating a lively atmosphere that reflects Longmont’s rich cultural heritage and sense of community.
Castle Rock Insurance, an independent insurance broker, provides Longmont residents with personalized coverage solutions tailored to their specific needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a wide range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop across multiple carriers, ensuring that Longmont residents receive the best coverage at competitive rates. With a focus on local expertise and an understanding of the Longmont community, Castle Rock Insurance is committed to delivering customized insurance solutions that bring peace of mind to individuals and families in this vibrant and scenic city.
How Much Does Insurance Cost in Longmont?
In Longmont, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Longmont is about $1,400 to $2,200 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Longmont typically pay between $1,500 and $2,400 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Longmont generally costs around $130 to $250 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Longmont averages $300 to $550 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Longmont range from $3,500 to $6,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Longmont
Castle Rock Insurance is a reliable choice for Longmont residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Longmont residents receive customized, affordable insurance solutions to meet their unique needs.
