Littleton, Colorado, is a thriving city located just south of Denver, with a population of approximately 48,000 residents. Known for its historic charm, excellent schools, and vibrant community, Littleton offers a mix of suburban comfort and easy access to urban amenities. The city features several welcoming neighborhoods, including Columbine Valley, Ken Caryl, and Roxborough Park, spanning key zip codes like 80120, 80123, and 80127. Littleton provides a diverse range of housing options, from charming historic homes to newer developments, creating a comfortable environment for families, young professionals, and retirees.
Conveniently positioned along U.S. Highway 85 and State Highway 470, Littleton provides easy access to downtown Denver and the broader metro area. The city is home to a variety of parks, trails, and open spaces, including Chatfield State Park and the South Platte River, offering residents numerous opportunities for outdoor activities such as hiking, biking, and boating. Littleton’s historic downtown is filled with local shops, restaurants, and community events, contributing to the town’s rich sense of heritage and lively community atmosphere.
Castle Rock Insurance, an independent insurance broker, provides Littleton residents with personalized coverage solutions tailored to their unique needs. Partnering with top carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a wide range of insurance options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop across multiple carriers, ensuring that Littleton residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Littleton community, Castle Rock Insurance is dedicated to delivering customized insurance solutions that bring peace of mind to individuals and families throughout this beautiful and historic city.
How Much Does Insurance Cost in Littleton?
In Littleton, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Littleton is about $1,400 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Littleton typically pay between $1,500 and $2,300 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Littleton generally costs around $130 to $250 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Littleton averages $300 to $550 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Littleton range from $3,500 to $6,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Littleton
Castle Rock Insurance is a reliable choice for Littleton residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Littleton residents receive customized, affordable insurance solutions to meet their unique needs.
