Castle Rock Insurance proudly serves the residents of Kersey, offering a comprehensive range of insurance options tailored to this unique community. As independent brokers, Castle Rock Insurance partners with top carriers to ensure Kersey residents have access to diverse and personalized coverage. Located in Weld County, just 10 miles east of Greeley, Kersey is a small rural town with a population of approximately 1,500. Known for its agricultural roots, Kersey offers a close-knit community surrounded by vast farmlands and picturesque open spaces. Sitting at an elevation of 4,605 feet, Kersey enjoys beautiful views of the Rocky Mountains and is within easy reach of larger cities like Greeley, combining rural charm with convenient access to urban amenities.
The primary zip code for Kersey is 80644, encompassing the town’s agricultural heritage and scenic surroundings. Kersey’s housing market is primarily composed of single-family homes on spacious lots, providing residents with room for farming, gardening, and outdoor activities. The town is a great option for families, retirees, and those seeking a peaceful, rural lifestyle. The local community enjoys events like the Kersey Town Picnic, celebrating the town’s history and bringing residents together. While Kersey offers a serene environment, nearby cities like Greeley offer schools, shopping, and healthcare services. Castle Rock Insurance connects Kersey residents with trusted carriers such as Safeco, Liberty Mutual, Progressive, Nationwide, and more, offering flexible options to protect their homes, autos, and personal belongings.
Insurance Options in Kersey
Castle Rock Insurance proudly serves the residents of Kersey with a full range of insurance options, providing the peace of mind and security that only a trusted local broker can offer. As an independent broker, Castle Rock Insurance partners with some of the nation’s leading carriers, including Safeco, Liberty Mutual, Progressive, and Nationwide, to offer a variety of coverage choices. From homeowners and renters insurance to auto and other essential policies, they work diligently to ensure that Kersey residents receive comprehensive protection tailored to their unique needs.
One of the biggest advantages Castle Rock Insurance brings to Kersey is its ability to compare policies across multiple carriers. This means that instead of being limited to one insurance provider, residents have access to a broad selection of policies, allowing Castle Rock Insurance to match them with the best coverage at the most competitive rates. The team takes the time to understand the specifics of each client’s situation, ensuring that every policy is well-suited to the individual, family, or business it serves.
How Much Does Insurance Cost in Kersey?
Insurance costs in Kersey vary based on the type of coverage, specific policy needs, and individual circumstances. Castle Rock Insurance provides customized insurance solutions and personalized quotes for Kersey residents by comparing multiple carriers. Below are typical costs for popular types of insurance policies, with factors that influence premiums, including local weather risks like wind and hail:
- Auto Insurance: $450 – $700 per year
Auto insurance rates in Kersey are influenced by factors such as driving history, vehicle type, and rural driving conditions. Clean driving records typically yield lower premiums, while newer or high-value vehicles may increase costs. - Home Insurance: $550 – $900 per year
Home insurance costs depend on the home’s value, age, and location. Properties in areas with higher risks from wind, hail, or other weather-related hazards may have higher premiums. Castle Rock Insurance helps residents find affordable policies tailored to their needs. - Renters Insurance: $100 – $180 per year
Renters insurance in Kersey provides coverage for personal belongings and liability protection. Costs vary based on the size of the rental property and the level of coverage for personal belongings and liability protection. - Condominium Insurance: $250 – $400 per year
Condominium insurance covers personal property, liability, and portions not covered by the condo association’s master policy. Costs depend on individual coverage needs, including coverage for high-value items. - High-Value Home Insurance: $2,000 – $3,200 per year
High-value homes in Kersey may require special coverage based on their size, custom features, and unique risks such as theft or severe weather. Castle Rock Insurance specializes in providing tailored policies to protect luxury homes. - Farm & Ranch Insurance: $1,500 – $4,500 per year
Farm and ranch insurance costs in Kersey depend on property size, type of operation, and land use. Coverage typically includes protection for buildings, equipment, and liability, with options for specialized coverage for agricultural properties.
Castle Rock Insurance understands the unique needs of Kersey residents, including agricultural and weather-related coverage, and offers tailored insurance options by comparing multiple carriers. With local expertise, Castle Rock Insurance ensures that Kersey residents receive the best coverage and competitive rates suited to their individual needs.
Get an Insurance Quote to Stay Protected in Kersey
Castle Rock Insurance is an excellent choice for Kersey residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to provide a wide range of policy options. With discounts available for bundling policies, mature drivers, homes with security systems, and vehicles with anti-theft devices, Castle Rock Insurance ensures Kersey residents receive tailored, affordable insurance solutions to meet their specific needs.
