Johnstown, Colorado, is a rapidly growing town located in northern Colorado, with a population of approximately 18,000 residents. Nestled in both Weld and Larimer counties, Johnstown is known for its family-friendly atmosphere, excellent schools, and sense of community. The town features several welcoming neighborhoods, including Pioneer Ridge, Carlson Farms, and Thompson River Ranch, spanning key zip codes like 80534. Johnstown offers a variety of housing options, from single-family homes to new developments, making it an ideal place for families, young professionals, and retirees seeking a comfortable and relaxed lifestyle.
Conveniently situated along Interstate 25 and U.S. Highway 34, Johnstown offers easy access to nearby cities such as Loveland, Greeley, and Fort Collins. The town provides residents with a range of amenities, including local parks, trails, and recreational facilities, such as Parish Park and the YMCA. Johnstown’s small-town charm is complemented by local shops, eateries, and community events that foster a welcoming environment, making it a great place to live for those who enjoy a friendly, connected community.
Castle Rock Insurance, an independent insurance broker, offers Johnstown residents personalized coverage solutions tailored to their specific needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a wide range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop across multiple carriers to ensure that Johnstown residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Johnstown community, Castle Rock Insurance is committed to delivering customized insurance solutions that bring peace of mind to individuals and families throughout this vibrant and growing town.
How Much Does Insurance Cost in Johnstown?
In Johnstown, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Johnstown is about $1,300 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Johnstown typically pay between $1,300 and $2,200 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Johnstown generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Johnstown averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Johnstown range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Johnstown
Castle Rock Insurance is a reliable choice for Johnstown residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Johnstown residents receive customized, affordable insurance solutions to meet their unique needs.
