Florence, Colorado, is a charming small town located in Fremont County, with a population of approximately 4,000 residents. Known for its historic charm, vibrant art scene, and welcoming atmosphere, Florence offers a peaceful small-town lifestyle with modern amenities. The town features several inviting neighborhoods, such as Pioneer Park, Florence Heights, and Williamsburg, all within the key zip code 81226. Florence provides a range of housing options, from historic homes to newer developments, creating a comfortable setting for families, young professionals, and retirees.
Conveniently located along State Highway 115 and U.S. Highway 50, Florence provides easy access to nearby cities like Cañon City and Pueblo. The town is surrounded by beautiful landscapes, with ample opportunities for outdoor activities, including hiking, fishing, and exploring the nearby San Isabel National Forest. Florence’s historic downtown area is filled with antique shops, art galleries, local restaurants, and community events that contribute to its friendly and creative atmosphere, making it a delightful place to call home.
Castle Rock Insurance, an independent insurance broker, provides Florence residents with personalized insurance solutions tailored to their specific needs. Partnering with top carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a variety of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop multiple carriers to ensure Florence residents receive the best coverage at competitive rates. With a deep understanding of the Florence community and a commitment to local expertise, Castle Rock Insurance is dedicated to delivering customized insurance solutions that provide peace of mind to individuals and families throughout this welcoming historic town.
How Much Does Insurance Cost in Florence?
In Florence, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Florence is about $1,200 to $1,900 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Florence typically pay between $1,100 and $1,800 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Florence generally costs around $120 to $220 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Florence averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Florence range from $3,000 to $5,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Florence
Castle Rock Insurance is a reliable choice for Florence residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Florence residents receive customized, affordable insurance solutions to meet their unique needs.
