Erie, Colorado, is a thriving town located in both Boulder and Weld counties, with a population of approximately 35,000 residents. Known for its small-town charm, excellent schools, and growing amenities, Erie offers a family-friendly atmosphere and a high quality of life. The town features several welcoming neighborhoods, including Flatiron Meadows, Vista Ridge, and Erie Highlands, all within key zip codes like 80516. Erie provides a range of housing options, from spacious single-family homes to modern townhouses, making it an ideal setting for families, young professionals, and retirees.
Conveniently located near Interstate 25 and U.S. Highway 287, Erie provides easy access to nearby cities like Boulder, Denver, and Longmont. The town is surrounded by scenic open spaces, with numerous parks, trails, and recreational facilities, such as the Erie Community Center and Erie Lake, offering ample opportunities for outdoor activities. Erie’s downtown area is filled with local shops, restaurants, and community events, creating a lively and connected atmosphere that adds to the town’s welcoming charm.
Castle Rock Insurance, an independent insurance broker, provides Erie residents with personalized insurance solutions tailored to their specific needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a wide range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop across multiple carriers, ensuring Erie residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Erie community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families throughout this growing and vibrant town.
How Much Does Insurance Cost in Erie?
In Erie, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Erie is about $1,400 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Erie typically pay between $1,400 and $2,300 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Erie generally costs around $130 to $250 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Erie averages $300 to $550 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Erie range from $3,500 to $6,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Erie
Castle Rock Insurance is a reliable choice for Erie residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Erie residents receive customized, affordable insurance solutions to meet their unique needs.
