Castle Rock Insurance proudly serves the serene community of De Beque in Mesa County, Colorado, a charming small town nestled along the Colorado River in western Colorado. Home to just over 500 residents, De Beque offers a tranquil, rural lifestyle surrounded by the scenic beauty of the river and the nearby Book Cliffs. Situated at an elevation of 4,600 feet and with the primary ZIP code 81630, this hidden gem attracts nature lovers, outdoor enthusiasts, and anyone seeking a close-knit, small-town atmosphere.
The housing market in De Beque features mostly single-family homes, many on spacious parcels of land suitable for farming, ranching, or simply enjoying rural space. De Beque is an affordable and appealing option for families, retirees, and anyone drawn to the tranquility and beauty of western Colorado. Housing options range from charming older homes to newer constructions with modern conveniences, providing a variety of choices for different lifestyle needs.
Insurance Options in De Beque
Castle Rock Insurance offers a wide range of insurance solutions to meet the needs of De Beque residents, from auto to home and renters insurance. As an independent broker working with over 20 carriers, including Progressive, Liberty Mutual, Safeco, and Nationwide, Castle Rock Insurance compares rates across carriers to find the best coverage at the most affordable rates. Our extensive carrier network allows us to customize policies for De Beque’s unique, rural environment and local risks, such as fire and flooding.
How Much Does Insurance Cost in De Beque?
Insurance rates in De Beque tend to be affordable, given the town’s rural setting and low population density. Costs vary based on specific coverage needs and property details, but here are some average ranges for popular insurance policies in De Beque:
- Auto Insurance: $650 – $950 annually
Factors like driving history, vehicle type, and rural driving conditions influence rates. - Home Insurance: $800 – $1,300 annually
Home value, age, and local hazards such as fire or flood risks impact premiums. - Renters Insurance: $120 – $250 annually
Coverage varies depending on the rental unit size and protection for personal property and liability. - Condominium Insurance: $350 – $600 annually
Condo insurance includes personal property and shared liability coverage within the building. - High-Value Home Insurance: $2,000 – $3,500 annually
Premiums for high-value homes are influenced by home size, custom features, and additional risk factors.
Get an Insurance Quote to Stay Protected in De Beque
Castle Rock Insurance is committed to providing De Beque residents with affordable, reliable insurance tailored to rural needs. Our independent brokerage model means we can secure discounts for bundling, mature drivers, and enhanced home and vehicle security. With a focus on personalized service and a variety of policies, Castle Rock Insurance helps De Beque residents protect their assets and enjoy the peace of mind that comes with comprehensive coverage.
