Commerce City, Colorado, is a rapidly growing city located in Adams County, with a population of approximately 60,000 residents. Known for its diverse community, convenient location, and family-friendly atmosphere, Commerce City offers a blend of suburban living and urban amenities. The city features several welcoming neighborhoods, including Reunion, Buffalo Run, and the historic Commerce City area, all within key zip codes like 80022. Commerce City provides a variety of housing options, from modern single-family homes to townhouses, making it an appealing place for families, young professionals, and retirees.
Conveniently situated along Interstate 76 and U.S. Highway 85, Commerce City offers easy access to downtown Denver and nearby cities like Thornton and Aurora. The city is home to a range of parks, trails, and recreational facilities, including the popular Dick’s Sporting Goods Park, which hosts various sporting events and concerts. Commerce City’s vibrant community is reflected in its local shops, restaurants, and numerous community events that foster a strong sense of connection among residents.
Castle Rock Insurance, an independent insurance broker, provides Commerce City residents with personalized insurance solutions tailored to their specific needs. Partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a wide range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop across multiple carriers, ensuring that Commerce City residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Commerce City community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families throughout this vibrant and growing city.
How Much Does Insurance Cost in Commerce City?
In Commerce City, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Commerce City is about $1,300 to $2,000 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Commerce City typically pay between $1,200 and $2,000 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Commerce City generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Commerce City averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Commerce City range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Commerce City
Castle Rock Insurance is a reliable choice for Commerce City residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Commerce City residents receive customized, affordable insurance solutions to meet their unique needs.
