Centennial, Colorado, is a vibrant city located in Arapahoe County, with a population of approximately 110,000 residents. Known for its family-friendly atmosphere, excellent schools, and diverse community, Centennial offers a comfortable suburban lifestyle with a wide range of amenities. The city features several welcoming neighborhoods, such as The Conservatory, Parkview, and Southglenn, all within key zip codes like 80111 and 80121. Centennial provides a variety of housing options, from spacious single-family homes to modern townhouses, making it an ideal place for families, young professionals, and retirees.
Conveniently situated along major thoroughfares such as Interstate 25 and Arapahoe Road, Centennial offers easy access to the greater Denver area and nearby cities like Englewood and Littleton. The city is home to numerous parks, trails, and recreational facilities, including the popular Centennial Center Park and the South Platte River Trail, providing ample opportunities for outdoor activities and family fun. Centennial’s vibrant community is reflected in its local shops, restaurants, and various events, creating a lively atmosphere that fosters a strong sense of connection among residents.
Castle Rock Insurance, an independent insurance broker, provides Centennial residents with personalized insurance solutions tailored to their specific needs. Partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a wide range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop across multiple carriers, ensuring that Centennial residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Centennial community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families throughout this thriving city.
How Much Does Insurance Cost in Centennial?
In Centennial, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Centennial is about $1,400 to $2,200 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Centennial typically pay between $1,500 and $2,400 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Centennial generally costs around $140 to $250 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Centennial averages $300 to $550 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Centennial range from $3,500 to $6,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Centennial
Castle Rock Insurance is a reliable choice for Centennial residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Centennial residents receive customized, affordable insurance solutions to meet their unique needs.
