Castle Rock Insurance proudly serves Campo, Colorado, a small rural town nestled in Baca County in the southeastern part of the state. Known for its serene atmosphere and stunning natural beauty, Campo has a population of under 100 residents, fostering a quiet, close-knit community ideal for those seeking a slower pace of life. Located at an elevation of 4,240 feet, Campo is surrounded by the vast plains of eastern Colorado, offering sweeping views of open landscapes and wide skies. The town’s primary ZIP code is 81029, with housing options that include single-family homes, ranch properties, and land for those wishing to create a rural retreat. This welcoming community attracts families, retirees, and nature enthusiasts alike, all drawn by the charm of rural life while remaining within reach of larger cities like Pueblo and Colorado Springs.

Campo residents enjoy a sense of unity and connection, with regular local events and gatherings that bring the community together. Whether you’re looking to retire in a peaceful setting, raise a family away from city life, or enjoy a rural lifestyle connected to nature, Campo offers a tranquil and fulfilling living experience in the heart of Colorado’s countryside.

Insurance Options in Campo

Castle Rock Insurance provides Campo residents with a range of insurance options, tailored to meet the unique needs of this rural community. As an independent broker, Castle Rock Insurance partners with top carriers, including Bristol West, Liberty Mutual, Berkshire Hathaway GUARD, Nationwide, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, Progressive, AIG Private Client, Chubb, Safeco, and Dairyland. This extensive selection allows Castle Rock Insurance to offer homeowners, renters, auto, fire zone, flood, farm & ranch, and equine insurance to Campo residents, ensuring comprehensive coverage that addresses the specific needs and risks of rural life.

With their in-depth knowledge of rural living, Castle Rock Insurance is equipped to address the unique concerns of Campo, from weather-related risks to liability for farm and ranch operations or equine activities. By comparing policies from multiple providers, Castle Rock Insurance ensures Campo residents receive the best coverage at competitive rates to protect their homes, vehicles, land, and more.

How Much Does Insurance Cost in Campo?

• Auto Insurance: The average cost for auto insurance in Campo ranges between $700 and $1,300 per year. Factors such as driving history, vehicle type, and coverage limits influence premiums.
• Home Insurance: Homeowners in Campo can expect rates ranging from $600 to $1,200 annually, depending on the value of the home, its location, and other coverage needs.
• Renters Insurance: Renters insurance typically costs $100 to $250 per year, based on property value and the amount of liability protection needed.
• Condominium Insurance: Condominium insurance in Campo typically costs between $250 and $600 annually, with costs influenced by the type of coverage for personal belongings and liability protection.
• High-Value Home Insurance: For high-value homes, premiums typically range from $2,000 to $5,500 per year, influenced by factors like location, custom features, and security features.
• Fire Zone Insurance: Additional fire zone insurance costs about $300 to $800 per year, helping protect homes in wildfire-prone areas by covering risks associated with nearby forests or open fields.
• Flood Insurance: Flood insurance is crucial for properties near water sources or flood-prone zones, with rates averaging $400 to $1,200 annually, depending on location and flood risk level.
• Farm & Ranch Insurance: Farm and ranch insurance for rural properties typically costs between $1,500 and $4,000 per year, covering buildings, equipment, and liability specific to agricultural operations.
• Equine Insurance: For horse owners, equine insurance ranges from $500 to $3,000 annually, providing medical, mortality, and liability coverage for horses used in ranching, leisure, or competition.

Castle Rock Insurance can also offer Campo residents a variety of insurance discounts to help reduce premiums. By bundling multiple policies, such as home and auto, residents can maximize their savings. Additional discounts are available for mature drivers, homes with security systems, and vehicles equipped with anti-theft devices. These discounts not only make insurance more affordable but also add value to each policy, helping Campo residents achieve comprehensive protection suited to their needs and lifestyle.

Get an Insurance Quote to Stay Protected in Campo

Castle Rock Insurance is an ideal choice for personal and residential insurance in Campo. As a local, independent broker working with over 20 carriers, they offer a variety of policy options to suit the specific needs of the community. With discounts available for bundling, mature drivers, and security features, Castle Rock Insurance ensures that residents receive affordable and customized coverage. Their commitment to providing tailored solutions means that Campo residents can have peace of mind knowing they are well-protected by reliable insurance options.