Brush, Colorado, is a friendly small town located in Morgan County, with a population of approximately 5,500 residents. Known for its agricultural heritage, strong community ties, and welcoming atmosphere, Brush offers a charming small-town lifestyle with access to essential amenities. The town features several inviting neighborhoods, including Brush Park, East Park, and Riverside, all within the key zip code 80723. Brush provides a variety of housing options, from cozy single-family homes to more spacious rural properties, making it an ideal place for families, young professionals, and retirees seeking a relaxed lifestyle.
Conveniently situated along U.S. Highway 34 and State Highway 71, Brush offers easy access to nearby towns like Fort Morgan and Sterling. The town is surrounded by scenic agricultural landscapes and provides ample opportunities for outdoor activities, including hiking, fishing, and enjoying local parks like Pioneer Park and City Park. Brush’s vibrant downtown area features local shops, restaurants, and community events that contribute to its friendly atmosphere and strong sense of community.
Castle Rock Insurance, an independent insurance broker, provides Brush residents with personalized insurance solutions tailored to their specific needs. Partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, Nationwide, Bristol West, Liberty Mutual, Berkshire Hathaway GUARD, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, AIG Private Client, Chubb, Safeco, and Dairyland, Castle Rock Insurance offers a comprehensive range of options, including homeowners, renters, auto, fire zone, flood, and equine insurance. As an independent broker, Castle Rock Insurance can shop multiple carriers, ensuring that Brush residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Brush community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families in this welcoming town.
How Much Does Insurance Cost in Brush?
In Brush, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
- Auto Insurance: $1,200 – $1,800 per year
Auto insurance rates in Brush are influenced by factors like driving history, vehicle type, and coverage levels. Clean driving records and safe vehicles typically yield lower premiums, while high-performance cars or less experienced drivers may see higher costs. - Home Insurance: $1,100 – $1,700 per year
Home insurance costs depend on factors like the home’s value, location, and age. Homes near agricultural areas or flood zones may have higher rates. Castle Rock Insurance can assist Brush residents with tailored policies, including fire zone and flood protection where needed. - Renters Insurance: $120 – $220 per year
Renters insurance in Brush provides coverage for personal belongings and liability protection, with rates varying based on coverage limits, deductible levels, and any additional liability needs. - Condominium Insurance: $250 – $450 per year
Condominium insurance covers personal property, liability, and portions not covered by the condo association’s master policy. Costs vary based on the unit’s value, personal property coverage, and additional liability requirements. - High-Value Home Insurance: $3,000 – $5,000 per year
For high-value homes, premiums are influenced by custom coverage options, security measures, and location. Castle Rock Insurance offers specialized policies to protect Brush’s upscale properties. - Fire Zone Insurance: $300 – $800 per year
Fire zone insurance provides essential coverage for homes in areas with higher wildfire risks, with premiums depending on proximity to high-risk zones and desired coverage levels. - Flood Insurance: $400 – $1,200 per year
Flood insurance is critical for properties in flood-prone areas, with premiums based on flood risk, location, and the level of coverage required. Castle Rock Insurance helps Brush residents secure flood protection to meet local needs. - Equine Insurance: $500 – $3,000+ per year
Equine insurance protects Brush horse owners, covering medical, liability, and mortality costs for horses. Premiums depend on the horse’s value, health, and intended use, with policies customized to the owner’s needs.
Castle Rock Insurance also provides Brush residents with a variety of insurance discounts to make premiums more affordable. By bundling multiple policies, such as home and auto, residents can maximize their savings. Additional discounts are available for mature drivers, homes with security systems, and vehicles with anti-theft devices, adding value and affordability to each policy for Brush residents.
Get an Insurance Quote to Stay Protected in Brush
Castle Rock Insurance is a reliable choice for Brush residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Brush residents receive customized, affordable insurance solutions to meet their unique needs.
