Ault, Colorado, a charming and scenic town known as the “Gateway to the Rockies,” sits in Weld County just a short drive northeast of Fort Collins. With a population of around 1,800 residents, Ault offers a tight-knit, welcoming community surrounded by the sweeping beauty of Colorado’s open plains and distant mountain vistas. Located at an elevation of approximately 5,000 feet, Ault provides a quiet, small-town experience while being close to the amenities of larger cities.
The town’s primary ZIP code, 80610, covers Ault and its surrounding neighborhoods, which each have a unique character. Historic downtown Ault is known for its vintage storefronts and family-owned businesses, contributing to the town’s rustic charm. Nearby, newer residential neighborhoods offer more modern housing options while maintaining the town’s laid-back, community-oriented vibe.
Insurance Options in Ault
Castle Rock Insurance is proud to serve Ault residents with a range of insurance options designed to provide peace of mind and financial security. As an independent broker, Castle Rock Insurance partners with trusted carriers like Safeco, Liberty Mutual, Progressive, and Nationwide to offer a variety of coverage choices. Their selection includes homeowners, renters, and auto insurance, along with other key policies to meet the needs of individuals, families, and businesses in Ault.
One of the primary advantages of working with Castle Rock Insurance is their ability to compare policies across multiple carriers. By evaluating options from different providers, they ensure Ault residents receive the best possible coverage at competitive rates, tailored to their unique situations. From protecting homes and vehicles to covering personal belongings, Castle Rock Insurance helps residents find comprehensive solutions that match their lifestyles.
Castle Rock Insurance’s local expertise means they understand the specific needs of the Ault community. Whether you’re a new homeowner, a renter, or a long-time resident, their team is committed to providing personalized advice and reliable support. With a community-focused approach, Castle Rock Insurance is dedicated to helping Ault residents find insurance policies that offer security, affordability, and peace of mind.
How Much Does Insurance Cost in Ault?
Insurance costs in Ault can vary based on individual needs and specific circumstances. Castle Rock Insurance offers personalized quotes for Ault residents, comparing rates across top carriers to ensure the best coverage options. Here are the average costs for popular types of insurance, along with factors that typically influence premiums:
• Auto Insurance: $800 – $1,400 per year
Auto insurance premiums are influenced by factors such as driving history, the type of vehicle, and coverage levels. For instance, a clean driving record and a standard vehicle model typically result in lower rates, while newer or high-value cars may increase premiums.
• Home Insurance: $900 – $1,700 per year
Home insurance costs depend on the home’s value, age, and location. Higher-value properties or homes in areas with certain risks, like severe weather, may lead to higher rates. Castle Rock Insurance can help find policies that fit Ault homeowners’ needs and budgets.
• Renters Insurance: $100 – $250 per year
Renters insurance in Ault covers personal property and liability protection. Costs vary based on the amount of coverage needed, personal belongings, and any additional liability limits.
• Condominium Insurance: $300 – $600 per year
Condominium insurance typically includes coverage for personal belongings and liability and is designed to complement the condo association’s master policy. Rates depend on the specific coverage needs, including valuable items and customized protection.
• High-Value Home Insurance: $2,500 – $7,000+ per year
High-value home insurance provides comprehensive coverage for luxury or custom-built homes. Costs are affected by factors like the home’s location, security systems, and any unique customizations. Castle Rock Insurance specializes in matching Ault residents with tailored, cost-effective policies for high-value properties.
Castle Rock Insurance understands the unique needs of Ault residents and is dedicated to helping them find the right insurance coverage at competitive rates. By comparing policies from multiple carriers, they ensure that each client receives tailored solutions that fit their lifestyle and budget.
Get an Insurance Quote to Stay Protected in Ault
Castle Rock Insurance is the ideal choice for personal and residential insurance in Ault. As a local, independent broker, they work with over 20 carriers to offer a wide range of policy options, ensuring residents find coverage that fits their needs and budgets. Ault residents can benefit from discounts for bundling policies, mature drivers, and added security features in homes and vehicles. Castle Rock Insurance is dedicated to providing customized, affordable solutions tailored to the community’s specific needs, making it easier for residents to protect what matters most with confidence and convenience.
