Castle Rock Insurance is thrilled to announce its partnership with Geico to bring top-notch commercial insurance solutions to businesses across Colorado. With thousands of small businesses calling Colorado home and new ones starting every year, this collaboration is designed to provide local business owners with reliable, affordable coverage tailored to their needs. Whether you’re running a small retail shop in Denver, a construction company in Colorado Springs, or a thriving startup in Boulder, Castle Rock Insurance and Geico are here to ensure your business is protected.

Supporting Colorado’s Growing Business Community

Colorado is a hub of entrepreneurial activity. According to recent data, the state is home to over 630,000 small businesses, which make up more than 99% of all businesses in Colorado and employ nearly half of the state’s workforce. Each year, more than 30,000 new businesses are launched, contributing to Colorado’s vibrant economy.

Castle Rock Insurance recognizes the unique challenges faced by business owners in this dynamic environment, from unpredictable weather and wildfire risks to the complexities of scaling a business. By partnering with Geico, Castle Rock Insurance expands its services to meet the evolving needs of Colorado’s diverse industries, offering:

• Personalized Policies: Crafted to match your industry and operations.
• Expert Risk Guidance: Local insights to help businesses minimize risks and reduce expenses.
• Comprehensive Carrier Options: Access to Geico and other trusted carriers ensures competitive rates and excellent coverage.

Geico Commercial Insurance: Coverage Options Designed for Colorado Businesses

Geico is a household name for a reason. Their commercial insurance offerings are robust, affordable, and flexible—perfect for businesses of all sizes. Here’s a closer look at the insurance options now available to Colorado businesses through Castle Rock Insurance:

1. Commercial Auto Insurance

With Colorado’s scenic highways and bustling urban centers, commercial auto insurance is essential for businesses on the move. Geico’s commercial auto coverage includes:

• Fleet Coverage: For businesses with multiple vehicles, from delivery vans to service trucks.
• Specialized Vehicle Coverage: Protects food trucks, construction vehicles, and more.
• Liability and Collision: Coverage for accidents involving your business vehicles.
• Comprehensive Protection: Guard against non-collision events like theft, hailstorms, or vandalism.

2. General Liability Insurance

Geico’s general liability insurance is a cornerstone for any business, offering protection from third-party claims, such as:

• Injuries: On-premises accidents involving customers or clients.
• Property Damage: Protection if your business activities damage someone else’s property.
• Legal Costs: Coverage for legal fees and settlements if a claim is filed against you.

3. Business Owner’s Policy (BOP)

A BOP bundles key coverages into a convenient package, offering:

• Property Insurance: Covers your building, equipment, and inventory.
• Business Interruption Insurance: Helps you recover financially if operations are halted due to a covered event.
• Liability Insurance: For third-party claims of injury or damage.

4. Workers’ Compensation Insurance

Colorado law requires most businesses to carry workers’ compensation insurance. Geico’s coverage ensures:

• Medical Expense Coverage: For employees injured on the job.
• Lost Wages: Replacement income for employees during recovery.
• Employer Protection: Shields your business from lawsuits related to workplace injuries.

5. Cyber Liability Insurance

As Colorado businesses increasingly operate online, the risk of cyberattacks is growing. Geico’s cyber liability insurance helps protect against:

• Data Breaches: Covering notification costs, legal fees, and customer credit monitoring.
• Ransomware Attacks: Assistance with recovery and financial losses.
• Online Fraud: Protection against theft or manipulation of digital assets.

6. Commercial Umbrella Insurance

For businesses with higher liability exposure, Geico’s umbrella insurance provides an extra layer of protection. This policy is especially valuable for industries with significant risk, such as construction, transportation, and hospitality.

7. Specialized Industry Coverage

Geico also offers tailored policies for Colorado’s unique industries, including:

• Construction and Contracting: Coverage for job sites, equipment, and tools.
• Food Services: Protecting restaurants, breweries, and catering businesses.
• Retail and E-Commerce: Guarding against inventory loss, customer claims, and property damage.
• Real Estate Management: Policies for landlords and property managers dealing with tenant-related risks.

Why Colorado Businesses Choose Castle Rock Insurance

Castle Rock Insurance’s deep roots in Colorado make it uniquely qualified to serve local businesses. From the foothills of the Rockies to the plains of eastern Colorado, the Castle Rock Insurance team understands the challenges business owners face. Factors like wildfire risks, severe weather, and Colorado’s evolving regulatory environment require a nuanced approach to insurance—something Castle Rock Insurance delivers every time.

By partnering with Geico, Castle Rock Insurance ensures that businesses in Colorado have access to affordable, reliable coverage that fits their needs. The agency’s local expertise, combined with Geico’s wide-ranging offerings, makes it easier than ever for Colorado business owners to protect their livelihoods and focus on growth.

Get a Commercial Insurance Quote Today

Colorado businesses thrive on innovation, resilience, and a commitment to their communities. Castle Rock Insurance and Geico are here to help protect what you’ve worked hard to build.

Whether you need coverage for your fleet, liability insurance, or specialized policies for your industry, Castle Rock Insurance has you covered. Contact us today to explore your options and secure the coverage your Colorado business deserves.

NOTE:  Castle Rock Insurance currently does not offer Geico personal and residential insurance options, such as auto or home insurance. However, we’re happy to refer you to Alec Miller, a trusted Geico Insurance Agent. You can reach Alec directly at (303) 583-1500 for assistance with your personal and residential insurance needs.