Located in Routt County, Yampa, Colorado, is a charming small town nestled in the scenic Yampa Valley. Known as the “Gateway to the Flat Tops,” Yampa sits at an elevation of 6,701 feet, with about 430 residents who enjoy the stunning mountain and valley views surrounding the area. This quiet town offers access to the famous Flat Tops Wilderness Area, a beloved spot for hiking, camping, and wildlife spotting, making it a perfect retreat for nature enthusiasts. With a warm, close-knit community, Yampa embraces a slower pace of life that appeals to families, retirees, and those seeking a peaceful escape.
Yampaโs location along Highway 131 connects it to nearby communities and provides a scenic drive through the valleyโs rugged beauty. Landmarks such as the Flat Tops Scenic Byway and Bear River add to the townโs outdoor appeal, drawing visitors and residents alike. The 80483 zip code area is home to a welcoming community rich in agricultural heritage and surrounded by incredible natural landscapes, offering a unique blend of small-town charm and scenic adventure.
How Much Does Insurance Cost in Yampa?
Insurance rates in Yampa are typically more affordable than in larger towns, thanks to its rural setting and lower risk for natural disasters. However, factors like property value and coverage needs can affect the cost. Below are average costs for common types of insurance in Yampa:
- Auto Insurance: $600 to $1,000 annually, influenced by driving history, vehicle type, and winter weather conditions.
- Home Insurance: $800 to $1,500 annually, based on the homeโs value and size, as well as coverage for snow and weather risks.
- Renters Insurance: $150 to $350 annually, depending on personal property and liability coverage.
- Condominium Insurance: $250 to $500 annually, providing protection for personal belongings and shared areas.
- High-Value Home Insurance: $2,000 to $3,500 annually, varying with the home’s location, features, and coverage needs for larger properties.
Why Choose Castle Rock Insurance?
Castle Rock Insurance is here to help Yampa residents find the best insurance coverage at the right price. As an independent broker partnered with over 20 carriers, they provide customized quotes for home, auto, and renters insurance that match the unique needs of Yampaโs community. You can take advantage of discounts for policy bundling, mature drivers, and homes with enhanced security features. With a focus on affordability and reliable coverage, Castle Rock Insurance makes it easy to stay protected in Yampa.
Protect What Matters Most in Yampa
For residents of Yampa seeking reliable and affordable insurance, Castle Rock Insurance offers comprehensive solutions tailored just for you. As a local independent broker, they connect you with options from more than 20 carriers, providing a variety of choices to fit your lifestyle. Enjoy discounts on bundled policies and added protection for homes with security systems, ensuring you get top-notch coverage at competitive rates.
