Windsor, Colorado, is a thriving town located in northern Colorado, with a population of around 40,000 residents. Situated in both Weld and Larimer counties, Windsor combines small-town charm with modern amenities, making it a popular choice for families, professionals, and retirees. The town features several vibrant neighborhoods, including Water Valley, Highland Meadows, and Brunner Farm, which are spread across key zip codes like 80550. Windsor’s neighborhoods offer a mix of single-family homes, townhouses, and upscale residences, all set against the scenic backdrop of Colorado’s plains and mountain views.
Conveniently positioned along major roadways like Interstate 25 and U.S. Highway 34, Windsor is well-connected to nearby cities such as Fort Collins, Loveland, and Greeley. The town’s strategic location and extensive trail system make it an ideal place for those seeking a balanced lifestyle, with easy access to both work opportunities and recreational activities. Windsor is also home to several parks, lakes, and golf courses, providing residents with numerous options for outdoor activities and leisure.
Castle Rock Insurance, an independent insurance broker, offers Windsor residents personalized coverage solutions tailored to meet their needs. Partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a variety of insurance options, including homeowners, renters, and auto insurance. As an independent broker, they can compare policies across multiple carriers to ensure Windsor residents receive the best coverage at competitive rates. With a focus on local expertise and a deep understanding of the Windsor community, Castle Rock Insurance is committed to providing peace of mind to its residents by delivering comprehensive and customized insurance solutions.
How Much Does Insurance Cost in Windsor?
In Windsor, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Windsor is about $1,300 to $2,000 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Windsor typically pay between $1,400 and $2,300 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Windsor generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Windsor averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Windsor range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Windsor
Castle Rock Insurance is a reliable choice for Windsor residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Windsor residents receive customized, affordable insurance solutions to meet their unique needs.
