Walsh, Colorado, is a quiet, welcoming town in Baca County, nestled at the intersection of County Road 46 and Highway 160. With around 500 residents and an elevation of 3,900 feet, Walsh embodies rural Colorado living, surrounded by expansive prairies and farmland. The town’s main streets, like Colorado Avenue and Kansas Street, feature modest single-family homes and larger properties with agricultural land, making it an affordable choice for farmers, retirees, and those seeking a slower pace of life. The accessible real estate market and open spaces draw individuals who appreciate the simplicity and beauty of rural living.
Community life in Walsh is centered around local spots like Walsh Park and the Community Center, which host seasonal events and gatherings that strengthen neighborly bonds. Despite its small size, Walsh has a rich community spirit and a deep-rooted sense of camaraderie. Residents enjoy a peaceful, nature-focused lifestyle, with opportunities for gardening, small-scale farming, and outdoor activities. Walsh offers a scenic, tight-knit community for anyone looking to embrace the tranquil charm of southeastern Colorado.
How Much Does Insurance Cost in Walsh?
Insurance premiums in Walsh are generally more affordable compared to urban areas due to the town’s rural location and lower property values. However, premiums can vary based on factors such as home size, land use, and potential risks like hailstorms or floods. Below are the typical price ranges for different types of insurance policies in Walsh:
- Auto Insurance: Auto insurance in Walsh typically costs between $500 to $850 annually, influenced by factors like driving history, vehicle type, and rural road conditions.
- Home Insurance: Homeowners insurance in Walsh generally ranges from $700 to $1,400 annually, depending on the home’s value, location, and risk factors like weather-related damage.
- Renters Insurance: Renters insurance in Walsh usually costs between $120 to $250 annually, covering personal property and liability protection for tenants.
- Condominium Insurance: Condo insurance in Walsh generally ranges from $250 to $500 annually, offering coverage for personal belongings and common areas in multi-unit properties.
- High-Value Home Insurance: For high-value homes in Walsh, insurance premiums can range from $1,000 to $2,500 annually, considering the property’s size, location, and custom coverage needs.
- Farm & Ranch Insurance: For farms and ranches in Walsh, insurance costs typically range from $1,200 to $3,000 annually, based on property size, specific operations, and additional coverage requirements.
Castle Rock Insurance is an excellent choice for residents of Walsh, offering personalized insurance solutions tailored to the needs of rural communities. With access to over 50 carriers, Castle Rock Insurance ensures that residents get the best coverage options at competitive rates, with discounts for bundling policies, mature drivers, and homes with enhanced security features.
Get an Insurance Quote to Stay Protected in Walsh
Castle Rock Insurance is the ideal choice for Walsh residents looking for affordable and customized insurance coverage. As a local, independent broker working with more than 20 carriers, Castle Rock Insurance offers tailored policies that meet the unique needs of rural communities. With discounts for bundling policies, mature drivers, and homes with enhanced security features, Castle Rock Insurance helps Walsh residents secure the best coverage at the most competitive prices.
