Silt, Colorado, is a charming small town located in the Colorado River Valley, with a population of around 3,000 residents. Nestled in Garfield County, Silt offers a laid-back lifestyle surrounded by natural beauty and a close-knit community atmosphere. The town features several welcoming neighborhoods, including Stoney Ridge, Eagle’s View, and Mesa View Estates, all within the key zip code 81652. These neighborhoods offer a mix of single-family homes, ranch-style properties, and newer developments, providing an inviting environment for families, young professionals, and retirees looking for a relaxed pace of life.

Conveniently located along Interstate 70, Silt provides easy access to nearby towns like Glenwood Springs and Rifle, as well as outdoor recreation opportunities throughout the Western Slope. Known for its beautiful surroundings, Silt is ideal for those who enjoy outdoor activities such as hiking, fishing, and camping. With access to the Colorado River, local parks, and scenic trails, Silt offers residents a perfect balance of small-town charm and outdoor adventure.

Castle Rock Insurance, an independent insurance broker, provides Silt residents with personalized coverage solutions tailored to their needs. Partnering with top carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a variety of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop multiple carriers, ensuring Silt residents receive the best coverage at competitive rates. With a focus on local expertise and understanding of Silt’s community needs, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families in this beautiful Western Slope town.

How Much Does Insurance Cost in Silt?

In Silt, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:

1. Auto Insurance

The average cost for full coverage auto insurance in Silt is about $1,300 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.

2. Home Insurance

Homeowners in Silt typically pay between $1,400 and $2,200 per year, with rates depending on the home’s value, location, and the coverage selected.

3. Renters Insurance

Renters insurance in Silt generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.

4. Condominium Insurance

Condo insurance in Silt averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.

5. High-Value Home Insurance

For homes valued at $1 million or more, high-value home insurance premiums in Silt range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.

If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.

Get an Insurance Quote to Stay Protected in Silt

Castle Rock Insurance is a reliable choice for Silt residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Silt residents receive customized, affordable insurance solutions to meet their unique needs.