Monument, Colorado, is a charming small town located along the Front Range, with a population of about 10,000 residents. Nestled in El Paso County, Monument offers a mix of small-town charm and suburban convenience, all with stunning views of the Rocky Mountains. The town features several welcoming neighborhoods, including Jackson Creek, Woodmoor, and Red Rock Ranch, across key zip codes like 80132. Monument’s neighborhoods offer a variety of housing options, from cozy single-family homes to spacious mountain properties, creating a family-friendly atmosphere that appeals to professionals, retirees, and outdoor enthusiasts alike.
Monument is conveniently located along Interstate 25, providing easy access to nearby cities like Colorado Springs and Denver. Residents enjoy a relaxed lifestyle while staying connected to urban amenities, with plenty of local parks, open spaces, and trails for outdoor recreation. Monument Lake, Palmer Lake, and the nearby Pike National Forest provide year-round opportunities for hiking, fishing, and enjoying the natural beauty of the area. Monument’s historic downtown is home to local shops, restaurants, and community events, giving the town a close-knit, welcoming feel.
Castle Rock Insurance, an independent insurance broker, offers Monument residents personalized insurance solutions tailored to their unique needs. By partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a wide range of coverage options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop across multiple carriers to find the best policies at competitive rates. With local expertise and a deep understanding of Monument’s community needs, Castle Rock Insurance is dedicated to delivering customized insurance solutions that bring peace of mind to individuals and families in this picturesque mountain town.
How Much Does Insurance Cost in Monument?
In Monument, Colorado, insurance costs can vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Monument is about $1,400 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Monument typically pay between $1,500 and $2,200 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Monument generally costs around $130 to $240 per year, depending on the amount of personal property coverage and any additional liability protection included.
4. Condominium Insurance
Condo insurance in Monument averages $300 to $500 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Monument range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Monument
Castle Rock Insurance is a trusted choice for Monument residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Monument residents receive customized, affordable insurance solutions to meet their unique needs.
