Louviers, Colorado, is a small historic community in Douglas County known for its quiet streets, older homes, and surrounding ranch land. With only a few hundred residents and the 80131 ZIP code, Louviers offers a unique lifestyle compared to larger nearby towns like Castle Rock or Highlands Ranch. Many homeowners here live in historic DuPont-era houses or custom homes on larger lots, while others manage small ranches or hobby farms.
Homeowners in Louviers
Owning a home in Louviers often means balancing rural living with modern insurance needs. Older homes may require specialized coverage due to higher rebuild costs, while properties on larger parcels of land benefit from additional protection for barns, outbuildings, and livestock. The community’s location near wildfire-prone areas can also affect premiums, making home and auto bundles an effective way to save.
Insurance Options and Average Costs
- Homeowners Insurance: $1,400–$2,200 per year, depending on the age of the home, fire risk, and property features.
- Auto Insurance: $1,300–$2,000 per year, with commute distances to Denver or Castle Rock influencing rates.
- Ranch & Farm Insurance: $2,000+ per year, covering barns, equipment, livestock, fencing, and liability.
Insurance Carriers
Castle Rock Insurance partners with multiple carriers, giving Louviers homeowners access to affordable policies that reflect the community’s unique needs—whether you own a historic home in the village or a working ranch outside of town.
Get an Insurance Quote in Louviers
Protect your Louviers home, vehicles, and ranch with coverage designed for Colorado living. Contact Castle Rock Insurance today for a personalized quote.
