Lamar, Colorado, is a welcoming town located in the southeastern plains of Colorado, with a population of about 7,500 residents. Known for its agricultural roots, rich history, and friendly community, Lamar provides a perfect mix of rural charm and convenient amenities. The town features several neighborhoods, such as North Lamar Heights, Willow Valley, and Parkview, all within the key zip code 81052. Lamar offers a range of housing options, including single-family homes, cozy cottages, and larger rural properties, making it an inviting place for families, professionals, and retirees seeking a peaceful lifestyle.
Conveniently located along U.S. Highways 50, 287, and 385, Lamar is well-positioned for easy access to nearby towns and serves as an important hub in southeastern Colorado. The town is surrounded by expansive agricultural landscapes and offers plenty of outdoor activities, from fishing and birdwatching at nearby John Martin Reservoir to enjoying the town’s parks and walking trails. Downtown Lamar features historic buildings, local shops, and restaurants, along with community events that foster a strong sense of connection and local pride.
Castle Rock Insurance, an independent insurance broker, provides Lamar residents with personalized insurance solutions tailored to meet their needs. By partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a wide variety of coverage options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop multiple carriers to ensure that Lamar residents receive the best coverage at competitive rates. With a deep understanding of the Lamar community and a focus on local expertise, Castle Rock Insurance is committed to delivering customized insurance solutions that bring peace of mind to families and individuals throughout this charming agricultural town.
How Much Does Insurance Cost in Lamar?
In Lamar, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Lamar is about $1,200 to $1,900 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Lamar typically pay between $1,100 and $1,800 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Lamar generally costs around $120 to $220 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Lamar averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Lamar range from $3,000 to $5,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Lamar
Castle Rock Insurance is a reliable choice for Lamar residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Lamar residents receive customized, affordable insurance solutions to meet their unique needs.
