Frederick, Colorado, is a growing town located in Weld County, with a population of approximately 15,000 residents. Known for its friendly neighborhoods, community-focused atmosphere, and convenient amenities, Frederick offers a welcoming environment for families, young professionals, and retirees. The town features a variety of neighborhoods, such as Moore Farm, Johnson Farm, and Eagle Valley, all within key zip codes like 80504 and 80530. Frederick offers a range of housing options, from single-family homes to newer developments, providing an ideal setting for those seeking a suburban lifestyle with modern conveniences.
Conveniently positioned along Interstate 25, Frederick provides easy access to nearby cities like Longmont, Boulder, and Denver, making it an attractive location for those who commute while enjoying a quieter lifestyle. The town is known for its parks, trails, and open spaces, which offer numerous opportunities for outdoor recreation, such as hiking, biking, and enjoying community events. Downtown Frederick is home to local shops, restaurants, and community events that add to the town’s charm, creating a vibrant and connected atmosphere.
Castle Rock Insurance, an independent insurance broker, offers Frederick residents personalized coverage solutions tailored to their unique needs. Partnering with top carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a variety of insurance options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop across multiple carriers, ensuring Frederick residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Frederick community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families throughout this welcoming and growing town.
How Much Does Insurance Cost in Frederick?
In Frederick, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Frederick is about $1,300 to $2,100 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Frederick typically pay between $1,300 and $2,200 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Frederick generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Frederick averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Frederick range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Frederick
Castle Rock Insurance is a reliable choice for Frederick residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Frederick residents receive customized, affordable insurance solutions to meet their unique needs.
