Fraser, Colorado, is a picturesque mountain town in Grand County, with a population of approximately 1,500 residents. Known for its natural beauty, relaxed lifestyle, and welcoming community, Fraser provides an authentic Colorado mountain experience. The town features inviting neighborhoods like Grand Park, Winter Park Ranch, and Rendezvous, all located within the key zip code 80442. Fraser offers a variety of housing options, from cozy mountain cabins to modern townhouses, making it an ideal place for families, outdoor enthusiasts, and retirees seeking a tranquil mountain lifestyle.
Conveniently located along U.S. Highway 40, Fraser is just a few minutes from Winter Park Resort and provides easy access to a wide range of outdoor activities throughout the year. The town is surrounded by spectacular mountain landscapes, offering opportunities for skiing, snowboarding, hiking, and mountain biking. Fraser’s downtown area, with its local shops, restaurants, and community events, embodies the town’s friendly spirit and love for the outdoors, making it a great place for those who value a connected and active lifestyle.
Castle Rock Insurance, an independent insurance broker, provides Fraser residents with personalized coverage solutions to meet their unique needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a range of insurance options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop across multiple carriers, ensuring Fraser residents receive the best coverage at competitive rates. With a deep understanding of the Fraser community and a focus on local expertise, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families in this beautiful mountain town.
How Much Does Insurance Cost in Fraser?
In Fraser, Colorado, insurance costs can vary depending on the policyholder’s needs and the chosen insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Fraser is about $1,300 to $2,000 per year, with premiums influenced by factors such as the driver’s age, driving history, and the type of vehicle insured.
2. Home Insurance
Homeowners in Fraser typically pay $1,500 to $2,300 per year for home insurance, with rates depending on the home’s value, location, and selected coverage options.
3. Renters Insurance
Renters insurance in Fraser generally costs around $130 to $240 per year, depending on the amount of personal property coverage and any additional liability protection.
4. Condominium Insurance
Condo insurance in Fraser averages $300 to $500 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Fraser range from $3,500 to $5,500 per year, with costs influenced by factors such as home location, security features, and the level of customized coverage required.
If you’re seeking personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Fraser
Castle Rock Insurance is an excellent choice for Fraser residents seeking personal and residential insurance coverage. As a local, independent broker, they partner with over 20 personal and residential carriers to offer a variety of policy options. With discounts available for bundling policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Fraser residents receive customized, affordable insurance solutions that meet their unique needs.
