Fountain, Colorado, is a growing town located just south of Colorado Springs, with a population of approximately 30,000 residents. Situated in El Paso County, Fountain is known for its friendly community, excellent schools, and proximity to both urban amenities and outdoor activities. The town features a variety of welcoming neighborhoods, such as Countryside, Cross Creek, and Heritage, all located within key zip codes like 80817. Fountain offers diverse housing options, from single-family homes to newer developments, making it an ideal place for families, young professionals, and retirees seeking a comfortable and active lifestyle.
Conveniently located along Interstate 25 and U.S. Highway 85, Fountain provides easy access to Colorado Springs, Fort Carson, and the surrounding region. The town is surrounded by beautiful landscapes, with numerous parks, trails, and open spaces, such as Fountain Creek Regional Park, offering plenty of opportunities for hiking, biking, and enjoying nature. Downtown Fountain has local shops, restaurants, and community events, creating a welcoming and connected atmosphere that adds to the town’s small-town charm.
Castle Rock Insurance, an independent insurance broker, offers Fountain residents personalized insurance solutions tailored to their specific needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a wide range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance can shop across multiple carriers, ensuring Fountain residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Fountain community, Castle Rock Insurance is dedicated to delivering customized insurance solutions that bring peace of mind to individuals and families in this vibrant and welcoming town.
How Much Does Insurance Cost in Fountain?
In Fountain, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Fountain is about $1,300 to $2,000 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Fountain typically pay between $1,200 and $2,000 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Fountain generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Fountain averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Fountain range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Fountain
Castle Rock Insurance is a reliable choice for Fountain residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Fountain residents receive customized, affordable insurance solutions to meet their unique needs.
