Fort Lupton, Colorado, is a friendly town located in Weld County, with a population of about 8,500 residents. Known for its agricultural roots, rich history, and welcoming atmosphere, Fort Lupton offers a blend of small-town charm and modern convenience. The town features several inviting neighborhoods, such as Coyote Creek, Appel Farm Estates, and Aristocrat Ranchettes, all within the key zip code 80621. Fort Lupton provides a range of housing options, from cozy single-family homes to spacious rural properties, creating an ideal setting for families, young professionals, and retirees.
Conveniently situated along U.S. Highway 85, Fort Lupton offers easy access to nearby cities like Brighton, Greeley, and Denver, making it a great location for those who appreciate a quieter lifestyle while staying connected to urban amenities. The town is surrounded by scenic farmlands and provides ample outdoor opportunities, including golfing at Coyote Creek Golf Course and enjoying the local parks and trails. Downtown Fort Lupton is home to local shops, eateries, and community events, which contribute to the town’s warm and connected atmosphere.
Castle Rock Insurance, an independent insurance broker, offers Fort Lupton residents personalized insurance solutions tailored to their unique needs. Partnering with leading carriers such as Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance provides a wide range of options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop across multiple carriers, ensuring Fort Lupton residents receive the best coverage at competitive rates. With a deep understanding of the Fort Lupton community and a focus on local expertise, Castle Rock Insurance is committed to delivering customized insurance solutions that bring peace of mind to individuals and families throughout this welcoming town.
How Much Does Insurance Cost in Fort Lupton?
In Fort Lupton, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Fort Lupton is about $1,200 to $1,900 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Fort Lupton typically pay between $1,100 and $1,800 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Fort Lupton generally costs around $120 to $220 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Fort Lupton averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Fort Lupton range from $3,000 to $5,000 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Fort Lupton
Castle Rock Insurance is a reliable choice for Fort Lupton residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Fort Lupton residents receive customized, affordable insurance solutions to meet their unique needs.
