Edgewater, Colorado, is a vibrant small city located in Jefferson County, with a population of approximately 5,000 residents. Nestled just west of Denver, Edgewater is known for its welcoming atmosphere, historic charm, and convenient access to both urban amenities and outdoor activities. The city features several inviting neighborhoods, such as Sloan’s Lake, Edgewater Village, and Crown Hill, all within the key zip code 80214. Edgewater offers a variety of housing options, from cozy bungalows to modern townhouses, making it an appealing place for families, young professionals, and retirees.
Conveniently situated along Sheridan Boulevard and close to major thoroughfares like Interstate 70 and U.S. Highway 6, Edgewater offers easy access to downtown Denver and the surrounding metro area. The city is home to popular outdoor destinations, such as Sloan’s Lake Park, which offers walking trails, water activities, and plenty of green space. Edgewater’s downtown area, with its local shops, cafes, and community events, contributes to the city’s unique character, fostering a friendly and close-knit environment that makes it a great place to call home.
Castle Rock Insurance, an independent insurance broker, provides Edgewater residents with personalized insurance solutions tailored to their specific needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, and Nationwide, Castle Rock Insurance offers a range of insurance options, including homeowners, renters, and auto insurance. As an independent broker, Castle Rock Insurance has the flexibility to shop across multiple carriers, ensuring Edgewater residents receive the best coverage at competitive rates. With local expertise and a deep understanding of the Edgewater community, Castle Rock Insurance is committed to delivering customized insurance solutions that provide peace of mind to individuals and families in this vibrant and connected city.
How Much Does Insurance Cost in Edgewater?
In Edgewater, Colorado, insurance costs vary depending on the policyholder’s needs and the selected insurance provider. Below are the average rates for common types of insurance in 2024:
1. Auto Insurance
The average cost for full coverage auto insurance in Edgewater is about $1,300 to $2,000 per year, with premiums influenced by factors such as the driver’s age, driving history, and vehicle type.
2. Home Insurance
Homeowners in Edgewater typically pay between $1,200 and $2,000 per year, with rates depending on the home’s value, location, and the coverage selected.
3. Renters Insurance
Renters insurance in Edgewater generally costs around $130 to $230 per year, depending on the amount of personal property coverage and any additional liability protection needed.
4. Condominium Insurance
Condo insurance in Edgewater averages $250 to $450 per year, depending on the size of the condo and the coverage needed for personal belongings and liability protection.
5. High-Value Home Insurance
For homes valued at $1 million or more, high-value home insurance premiums in Edgewater range from $3,500 to $5,500 per year, with rates influenced by factors such as home location, security features, and customized coverage options.
If you’re looking for personalized insurance advice and quotes, consider reaching out to a local Colorado-based insurance broker like Castle Rock Insurance to get coverage tailored to your specific needs.
Get an Insurance Quote to Stay Protected in Edgewater
Castle Rock Insurance is a reliable choice for Edgewater residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 personal and residential carriers to offer a wide range of policy options. With discounts available for bundling insurance policies, mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, Castle Rock Insurance ensures Edgewater residents receive customized, affordable insurance solutions to meet their unique needs.
