Castle Rock Insurance proudly serves the residents of Cherry Hills Village, Colorado, an affluent residential community located just south of Denver with a population of around 6,000. Known for its spacious estates, luxurious homes, and beautiful parks, Cherry Hills Village offers a serene and upscale lifestyle. The town is home to several exclusive neighborhoods, such as Old Cherry Hills, Buell Mansion, and Cherry Hills Farm, all within the key zip code 80113. With a variety of housing options, from grand mansions to elegant ranch-style homes, Cherry Hills Village is an ideal place for families, professionals, and retirees seeking a prestigious living environment.
Conveniently situated near major routes like Colorado Boulevard and Hampden Avenue, Cherry Hills Village provides easy access to downtown Denver and the surrounding metro area. The community is celebrated for its lush green spaces, including Cherry Hills Village Park and the Highline Canal, which offer residents ample opportunities for outdoor recreation, walking, and biking. The town also boasts top-rated schools, exclusive private clubs, and a strong community atmosphere, enhancing the quality of life for its residents.
Castle Rock Insurance, an independent insurance broker, offers Cherry Hills Village residents personalized coverage solutions tailored to their unique needs. Partnering with leading carriers like Safeco, Liberty Mutual, Progressive, Nationwide, Bristol West, Berkshire Hathaway GUARD, American Modern, American Strategic, Encompass, Mendota, Neptune Flood, Auto-Owners, PURE, Stillwater, State Auto, Foremost, Hagerty, Vault, Travelers, Kemper, AIG Private Client, Chubb, and Dairyland, Castle Rock Insurance provides a comprehensive range of options, including homeowners, renters, auto, fire zone, flood, condominium, and farm & ranch insurance. As an independent broker, Castle Rock Insurance shops across multiple carriers, ensuring Cherry Hills Village residents receive top-quality coverage at competitive rates.
How Much Does Insurance Cost in Cherry Hills Village?
Insurance costs in Cherry Hills Village, Colorado, vary based on the policyholderโs needs and selected provider. Below are the average rates for popular types of insurance in 2024:
- Auto Insurance: $1,500 to $2,500 per year. Auto insurance premiums depend on factors such as driving history, vehicle type, and safety features, with luxury vehicles and newer models typically resulting in higher premiums.
- Home Insurance: $1,800 to $3,000 per year. Homeowners in Cherry Hills Village pay premiums influenced by the homeโs value, location, and specific coverages for risks like fire or theft.
- Renters Insurance: $150 to $250 per year. Renters insurance covers personal property and liability, with rates depending on coverage levels and additional protection for high-value items.
- Condominium Insurance: $300 to $550 per year. Condo insurance in Cherry Hills Village covers personal property and liability protection, with costs varying based on unit size and individual needs.
- High-Value Home Insurance: $4,000 to $7,000 per year. For homes valued over $1 million, high-value insurance policies offer extensive protection, influenced by home location, custom features, and security systems.
- Fire Zone Insurance: $300 to $800+ per year. Properties in high-risk wildfire areas benefit from fire zone insurance, with rates based on proximity to risk zones and property specifics.
- Flood Insurance: $400 to $1,200 per year. Flood insurance provides essential coverage for homes in flood-prone areas, with costs determined by location, flood risk level, and desired coverage.
- Farm & Ranch Insurance: $1,500 to $4,000 per year. For properties with agricultural use, this insurance covers buildings, equipment, and liability, with rates based on the propertyโs size and use.
Castle Rock Insurance offers Cherry Hills Village residents a variety of discounts to help make coverage more affordable. By bundling multiple policies, such as home and auto, residents can maximize savings. Additional discounts are available for mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, making insurance not only comprehensive but also cost-effective.
Get an Insurance Quote to Stay Protected in Cherry Hills Village
Castle Rock Insurance is a reliable choice for Cherry Hills Village residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 carriers to provide a wide range of policy options tailored to meet the unique needs of Cherry Hills Village residents. With discounts for bundling policies, mature drivers, and homes with enhanced security features, Castle Rock Insurance ensures Cherry Hills Village residents receive affordable, customized insurance solutions that meet their specific needs.
