Cherry Hills Village is a prestigious community located in Arapahoe County, Colorado. With a population of approximately 6,600 residents, this affluent suburb is known for its luxury homes, expansive estates, and serene atmosphere. Situated just south of Denver, Cherry Hills Village offers the perfect blend of secluded living and urban accessibility. Its tree-lined streets, top-rated schools, and proximity to world-class amenities make it one of the most desirable places to live in Colorado.
Cherry Hills Village Insurance Overview
- Neighborhoods in Cherry Hills Village
- Average Insurance Costs in Cherry Hills Village
- Factors Impacting Insurance Costs
- Insurance Carriers Serving Cherry Hills Village
- Get an Insurance Quote for Cherry Hills Village
Cherry Hills Village is known for its exclusivity and natural beauty. The primary ZIP code for Cherry Hills Village is 80113, encompassing its luxurious neighborhoods, scenic parks, and equestrian trails. This city is the epitome of refined living, offering an unparalleled lifestyle in the Denver Metro area.
Neighborhoods in Cherry Hills Village
Cherry Hills Village is home to a variety of neighborhoods, each known for its distinct charm and character:
- Cherry Hills Park: One of the most exclusive neighborhoods, featuring expansive estates, gated properties, and manicured landscapes.
- Old Cherry Hills: Known for its historic charm, this area features beautiful tree-lined streets and unique architectural styles.
- Charlou: A tranquil community offering luxury homes, large lots, and easy access to local parks and trails.
- Coventry: A family-friendly neighborhood with modern amenities, open spaces, and a close-knit community vibe.
- Buell Mansion: A gated community with high-end homes, offering privacy, security, and access to exclusive amenities.
Estimated Insurance Costs in Cherry Hills Village
Cherry Hills Village’s upscale homes and unique features influence the insurance needs of its residents. Castle Rock Insurance provides tailored coverage options to protect luxury properties, vehicles, and valuable assets.
Estimated insurance costs for Cherry Hills Village residents include:
- Homeowners Insurance: $2,500 – $7,000+ annually, with premiums influenced by property value, age, and proximity to open spaces.
- Renters Insurance: $200 – $500 annually, providing affordable protection for personal belongings and liability.
- Auto Insurance: $1,000 – $2,000 annually, affected by vehicle type, driving history, and local traffic conditions.
- Condominium Insurance: $500 – $900 annually, covering personal property and interior features not included in HOA policies.
- High-Value Home Insurance: $3,000 – $10,000+ annually, designed for luxury homes and unique assets requiring specialized coverage.
- Flood and Fire Zone Insurance: $500 – $1,500 annually, critical for homes near creeks or wildfire-prone areas.
Castle Rock Insurance takes pride in offering personalized solutions for Cherry Hills Village residents. Whether you’re protecting a luxury estate, insuring high-end vehicles, or safeguarding valuable collections, our team is here to help. Contact us today to explore your options.
Factors Impacting Insurance Costs in Cherry Hills Village
Cherry Hills Village’s exclusive environment and unique features contribute to its insurance premiums. Key factors include:
Property Value: High-value homes with unique architectural features and custom designs require specialized coverage, contributing to higher insurance costs.
Weather Conditions: Cherry Hills Village experiences hailstorms, high winds, and occasional snowfall, which can drive up premiums for both home and auto insurance.
Proximity to Emergency Services: Homes located near local fire stations and medical facilities benefit from lower premiums due to faster response times.
Crime Rates: Cherry Hills Village has very low crime rates, which helps keep premiums affordable for homeowners and renters.
Traffic and Roads: The city’s proximity to Denver and major commuter routes can influence auto insurance premiums due to increased traffic volume.
Insurance Carriers Serving Cherry Hills Village
Castle Rock Insurance partners with top carriers to provide Cherry Hills Village residents with competitive and diverse insurance options. Our trusted carriers include:
- Safeco: Comprehensive coverage for home, auto, and renters insurance with flexible options.
- Liberty Mutual: Known for customizable policies and bundling discounts.
- Progressive: Offers competitive auto insurance rates and digital tools for policy management.
- Nationwide: A trusted provider of home, auto, and specialty insurance with strong customer service.
- Auto-Owners: Reliable personal and commercial insurance options with excellent claims service.
- Travelers: Offers extensive coverage options for home, auto, and umbrella insurance.
- Foremost: Specializes in insuring mobile homes, motorcycles, and recreational vehicles.
- Chubb: Provides high-value insurance solutions for luxury homes and assets.
Live in Cherry Hills Village? Get Insured Today!
Castle Rock Insurance is dedicated to helping Cherry Hills Village residents find cost-effective, personalized insurance solutions. With access to over 20 carriers, we offer tailored policies to meet the unique needs of this exclusive community. Contact us today to get started.
