Castle Rock Insurance proudly serves the residents of Denver, Colorado, offering customized insurance solutions that cater to the diverse needs of this vibrant city. Known for its blend of urban living and the natural beauty of the Rocky Mountains, Denver boasts neighborhoods with unique charm—such as the historic Capitol Hill, modern LoDo, and lush Washington Park. With communities like Cherry Creek and Highland offering a range of lifestyles, Denver continues to be one of Colorado’s most desirable places to live.

Castle Rock Insurance supports Denver’s residents by partnering with top carriers like Progressive, Nationwide, Liberty Mutual, and Safeco to deliver tailored policies for homeowners, renters, and auto insurance. Whether you’re securing a home in Stapleton, insuring a rental in Five Points, or need comprehensive auto coverage across Denver’s main zip codes—80202, 80203, 80206, 80211, 80212, 80218, and 80220—Castle Rock Insurance connects residents with insurance options designed for the city’s varied communities.

How Much Does Insurance Cost in Denver?

In Denver, Colorado, insurance costs depend on factors like coverage levels, personal details, and the chosen provider. Here are the average rates for common types of insurance in 2024:

• Auto Insurance: $1,600 – $2,400 per year
  Auto insurance rates in Denver vary based on factors such as driver age, driving history, and vehicle type.
• Home Insurance: $1,500 – $2,200 per year
  Home insurance costs are influenced by the home’s age, location, and the selected coverage options.
• Renters Insurance: $150 – $300 per year
  Renters insurance provides coverage for personal belongings and liability, with rates depending on coverage limits and endorsements for high-value items.
• Condominium Insurance: $350 – $550 per year
  Condo insurance in Denver covers personal property, liability, and areas not included in the condo association’s policy. Costs vary based on the size of the condo and coverage requirements.
• High-Value Home Insurance: $3,500 – $6,000+ per year
  For homes valued over $1 million, premiums vary based on security features, location, and any customized coverage needs.
• Fire Zone Insurance: $400 – $900+ per year
  Fire zone insurance provides extra protection for properties located in high-risk wildfire areas. Premiums depend on factors like property location, level of fire risk, and specific coverage needs.
• Flood Insurance: $500 – $1,300 per year
  Essential for properties in flood-prone zones, flood insurance rates depend on the property’s location, flood risk level, and desired coverage amount.

Castle Rock Insurance also provides Denver residents with various discount options to make premiums more affordable. By bundling multiple policies—such as home and auto—residents can maximize their savings. Additional discounts are available for mature drivers, homes with security systems, and vehicles equipped with anti-theft devices, adding value and affordability to each policy for Denver residents.

Get an Insurance Quote to Stay Protected in Denver

Castle Rock Insurance is a top choice for Denver residents seeking personal and residential insurance coverage. As a local, independent broker, Castle Rock Insurance partners with over 20 carriers to offer a wide range of policy options. They are dedicated to providing affordability, local expertise, and personalized service, making Castle Rock Insurance the trusted choice for Denver residents’ insurance needs.